Job Description
Roles and Responsibilities
Sales (Disbursement)
• Building Portfolio (to achieve Disbursement and POS budget) as per business mandate/ policies
• - Bringing No. of Households under Financial Inclusion (Bank's mandate of achieving million HHs)
Managing portfolio (Client Relationship)
Regular Follow up and repayment monitoring to ensure portfolio growth and quality management as per laid down process
• To ensure business profitability.
Business conduct & Customer relations
Regular maintenance andfollow upof accounts; achievingthehigh level of customer satisfaction in the area of operations, through reduced transaction costs, faster processing.
• Achieving overall business target in Self-help group/ Joint Liability group assets and liability business through a team of Sales officers.
Operations
Preparation of SHG/JLG CAM through the system and disburse loan by strictly adhering to all process/policy and compliance guidelines.
• Ensuring on time repayment (OTR), FTR in account/loan booking and strict audit compliance.
Credit analysis
Selection of good client as per policy & Product related Credit Analysis
Sales (Disbursement)
• Building Portfolio (to achieve Disbursement and POS budget) as per business mandate/ policies
• - Bringing No. of Households under Financial Inclusion (Bank's mandate of achieving million HHs)
Managing portfolio (Client Relationship)
Regular Follow up and repayment monitoring to ensure portfolio growth and quality management as per laid down process
• To ensure business profitability.
Business conduct & Customer relations
Regular maintenance andfollow upof accounts; achievingthehigh level of customer satisfaction in the area of operations, through reduced transaction costs, faster processing.
• Achieving overall business target in Self-help group/ Joint Liability group assets and liability business through a team of Sales officers.
Operations
Preparation of SHG/JLG CAM through the system and disburse loan by strictly adhering to all process/policy and compliance guidelines.
• Ensuring on time repayment (OTR), FTR in account/loan booking and strict audit compliance.
Credit analysis
Selection of good client as per policy & Product related Credit Analysis
💡 Quick Summary
Seeking a career-building opportunity? The Hiring For Bank : RM : Microfinance : MP position is now open for candidates interested in the Bank Jobs sector. This role in Indore offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.