Job Description
Appraising proposals for SME and conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies.
Supervising, controlling delinquency and credit loss. Risk (credit/investment, operational, others) identification and mitigation.
Functional Responsibilities:
(1) Managing relationship of mapped clients and ensuring attrition of clients are controlled along with focus on limit enhancement, Utilisation and reference from existing clients for new asset relationship
(2) Responsible for over all asset book and revenue growth basis assigned targets To ensure all regulatory guidelines are maintained by the clients and every compliance norms are followed by the clients as per the credit guidelines
(3) Need to keep the portfolio hygiene in control along with ensuring the relationship results in wallet share increase by means of cross selling in Insurance, Self funding and FX/Trade Basic renewal proposal CAM need to be put in by the concerned
Supervising, controlling delinquency and credit loss. Risk (credit/investment, operational, others) identification and mitigation.
Functional Responsibilities:
(1) Managing relationship of mapped clients and ensuring attrition of clients are controlled along with focus on limit enhancement, Utilisation and reference from existing clients for new asset relationship
(2) Responsible for over all asset book and revenue growth basis assigned targets To ensure all regulatory guidelines are maintained by the clients and every compliance norms are followed by the clients as per the credit guidelines
(3) Need to keep the portfolio hygiene in control along with ensuring the relationship results in wallet share increase by means of cross selling in Insurance, Self funding and FX/Trade Basic renewal proposal CAM need to be put in by the concerned
💡 Quick Summary
Seeking a career-building opportunity? The Hiring for | Credit Analyst position is now open for candidates interested in the Bank Jobs sector. This role in Jaipur offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
