Job Description
Roles and Responsibilities JOB SUMMARY
> Responsible for diligent credit underwriting of proposals of NBFCs / FIGs as per bank
> policy, maintaining quality portfolio by efficient processing of all credit proposals & post
> disbursement credit control. Ensuring timelines in credit appraisal as per policy of the
> Bank. Close and effective coordination with other departments.
> KEY RESPONSIBILITIES
> Conducting CIBIL and other checks and internal dedupe as per process.
> Analyzing proposals received from business/sales team and raising and resolving
> queries as appropriate.
> Conducting pre-appraisal senior management meetings and branch visit
> Preparation of credit appraisal memo for term loans to NBFCs / FIGs covering
> various key aspects of Management, Financial, Operational, Portfolio reviews and
> PAR, Cashflows analysis, Dedupe, etc. within acceptable TAT delivery.
> Recommend appropriate loan amount and present the loan proposal to the credit
> committee.
> Preparation of draft sanction letter covering all key conditions stipulated.
> Conduct loan utilization checks and monitoring visits at periodic frequency
> Follow-up with delinquent clients including assessing ongoing early warning signals
> of existing clients.
> Any other work assigned from time to time.
>
>
>
> Responsible for diligent credit underwriting of proposals of NBFCs / FIGs as per bank
> policy, maintaining quality portfolio by efficient processing of all credit proposals & post
> disbursement credit control. Ensuring timelines in credit appraisal as per policy of the
> Bank. Close and effective coordination with other departments.
> KEY RESPONSIBILITIES
> Conducting CIBIL and other checks and internal dedupe as per process.
> Analyzing proposals received from business/sales team and raising and resolving
> queries as appropriate.
> Conducting pre-appraisal senior management meetings and branch visit
> Preparation of credit appraisal memo for term loans to NBFCs / FIGs covering
> various key aspects of Management, Financial, Operational, Portfolio reviews and
> PAR, Cashflows analysis, Dedupe, etc. within acceptable TAT delivery.
> Recommend appropriate loan amount and present the loan proposal to the credit
> committee.
> Preparation of draft sanction letter covering all key conditions stipulated.
> Conduct loan utilization checks and monitoring visits at periodic frequency
> Follow-up with delinquent clients including assessing ongoing early warning signals
> of existing clients.
> Any other work assigned from time to time.
>
>
>
💡 Quick Summary
Seeking a career-building opportunity? The Hiring For Credit Analyst | Wholesale Banking with prominent Bank | |GCK|170 position is now open for candidates interested in the Bank Jobs sector. This role in Pune offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
