Job Description
Roles and Responsibilities
The primary role is of credit underwriting and risk management of Working Capital loan proposals, - Appraise /recommend / decision proposals as per the delegation of authority KEY RESPONSIBILITIES Underwriting of Working Capital loan proposals covering facilities, viz; Overdraft/ Drop Line Overdraft (DLOD)/ Cash Credit/ Bank Guarantee/ Letter of Credit, etc
Do the Financial Analysis, Internal Risk Rating, End to end CAM note preparation
Undertake timely review renewal of the working capital facilities
Completing PD visits to the client’s Business premise and coordinating with Sales to clear pending queries Monitoring the portfolio quality and identifying clients moving towards sickness on an ongoing basis during review/ renewal and MIS data analysis
Extensive location visit to get insights about market intelligence & industry practices Monitoring of TAT Reporting of product performances and changes in portfolio quality to senior management periodically
Act as the primary point of contact with respective business units regarding policy & process
The primary role is of credit underwriting and risk management of Working Capital loan proposals, - Appraise /recommend / decision proposals as per the delegation of authority KEY RESPONSIBILITIES Underwriting of Working Capital loan proposals covering facilities, viz; Overdraft/ Drop Line Overdraft (DLOD)/ Cash Credit/ Bank Guarantee/ Letter of Credit, etc
Do the Financial Analysis, Internal Risk Rating, End to end CAM note preparation
Undertake timely review renewal of the working capital facilities
Completing PD visits to the client’s Business premise and coordinating with Sales to clear pending queries Monitoring the portfolio quality and identifying clients moving towards sickness on an ongoing basis during review/ renewal and MIS data analysis
Extensive location visit to get insights about market intelligence & industry practices Monitoring of TAT Reporting of product performances and changes in portfolio quality to senior management periodically
Act as the primary point of contact with respective business units regarding policy & process
💡 Quick Summary
Seeking a career-building opportunity? The Hiring For Credit Manager | Overdraft with a Growing Bank position is now open for candidates interested in the Bank Jobs sector. This role in Pune offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
