Job Description
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
At Regions, the Capital Markets Agency Underwriting Associate works within the Real Estate Capital Markets Project Finance Group (RECMPF) to complete financial analysis and borrower due diligence and helps coordinate loan closings.
The RECMPF Group is housed within the Capital Markets Group of Regions Bank and provides client-specific off-balance sheet financing solutions through its various Agency Products – Fannie Mae, Freddie Mac, and HUD.
Primary Responsibilities
• Maintains a current and comprehensive knowledge of Lending Program Guidelines (keep)
• Conducts in-depth review of sponsor/guarantor financials, including balance sheets, income statements, tax returns and real estate schedules
• Analyzes, interprets, and helps underwrite real estate transactions in compliance with respective agency guidelines
• Problem-solves and exercises independent judgment while effectively identifying and mitigating transactional risks
• Organizes and prioritizes projects; complete multiple tasks on schedule
• Communicates with third parties and review reports such as appraisals, market studies, engineering reports, and project capital needs assessments
• Ensures written communication between the company, agency, and the borrower is completed in a timely manner
• Coordinates with closing and provide, prepare, and/or submit standardized agency correspondence and forms
• Develops and maintains strong relationships by presenting a professional, courteous image when interacting with customers, agency, coworkers, management, and other stakeholders
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements
• Bachelor’s degree in accounting, finance or related field and three (3) years of commercial real estate lending and/or equity investment experience with a bank, brokerage firm, insurance company, pension fund or private equity firm will substitute OR
• A high school degree and Seven (7) years of commercial real estate lending and/or equity investment experience with a bank, brokerage firm, insurance company, pension fund or private equity firm will substitute
Preferences
• Experience in the multifamily asset type
• Fannie Mae/Freddie Mac experience preferred
Skills and Competencies
• Ability to analyze and support underwriting of deals with minimal supervision.
• Excellent analytical, research, and writing abilities; strong Excel skills.
• Strong interpersonal and professional communication skills.
• Ability to interpret, understand, and apply rules, regulations, and guidance.
• Demonstrates resourcefulness and proactive problem-solving skills.
• Strong time management skills and respect for deadlines.
This position may be filled at a higher level depending on the candidate’s qualifications and relevant experience.
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
$76,557.80 USD
50th Percentile:
$+7,410.00 USD
Incentive Pay Plans:
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
Location:
Atlanta, Georgia
Bring Your Whole Self to Work
We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work and thrive is the right thing to do.
OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
At Regions, the Capital Markets Agency Underwriting Associate works within the Real Estate Capital Markets Project Finance Group (RECMPF) to complete financial analysis and borrower due diligence and helps coordinate loan closings.
The RECMPF Group is housed within the Capital Markets Group of Regions Bank and provides client-specific off-balance sheet financing solutions through its various Agency Products – Fannie Mae, Freddie Mac, and HUD.
Primary Responsibilities
• Maintains a current and comprehensive knowledge of Lending Program Guidelines (keep)
• Conducts in-depth review of sponsor/guarantor financials, including balance sheets, income statements, tax returns and real estate schedules
• Analyzes, interprets, and helps underwrite real estate transactions in compliance with respective agency guidelines
• Problem-solves and exercises independent judgment while effectively identifying and mitigating transactional risks
• Organizes and prioritizes projects; complete multiple tasks on schedule
• Communicates with third parties and review reports such as appraisals, market studies, engineering reports, and project capital needs assessments
• Ensures written communication between the company, agency, and the borrower is completed in a timely manner
• Coordinates with closing and provide, prepare, and/or submit standardized agency correspondence and forms
• Develops and maintains strong relationships by presenting a professional, courteous image when interacting with customers, agency, coworkers, management, and other stakeholders
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements
• Bachelor’s degree in accounting, finance or related field and three (3) years of commercial real estate lending and/or equity investment experience with a bank, brokerage firm, insurance company, pension fund or private equity firm will substitute OR
• A high school degree and Seven (7) years of commercial real estate lending and/or equity investment experience with a bank, brokerage firm, insurance company, pension fund or private equity firm will substitute
Preferences
• Experience in the multifamily asset type
• Fannie Mae/Freddie Mac experience preferred
Skills and Competencies
• Ability to analyze and support underwriting of deals with minimal supervision.
• Excellent analytical, research, and writing abilities; strong Excel skills.
• Strong interpersonal and professional communication skills.
• Ability to interpret, understand, and apply rules, regulations, and guidance.
• Demonstrates resourcefulness and proactive problem-solving skills.
• Strong time management skills and respect for deadlines.
This position may be filled at a higher level depending on the candidate’s qualifications and relevant experience.
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
$76,557.80 USD
50th Percentile:
$+7,410.00 USD
Incentive Pay Plans:
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
Location:
Atlanta, Georgia
Bring Your Whole Self to Work
We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work and thrive is the right thing to do.
OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
💡 Quick Summary
Seeking a career-building opportunity? The HUD LEAN Certified Capital Markets Agency Underwriting Associate position is now open for candidates interested in the Bank Jobs sector. This role in Birmingham offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.