Job Description
We are looking for credit manager at IDFC First bank for SME Loans based out at Delhi and Jaipur. CA's would be preferred
Candidate who have cleared their CA final within 2-3 attempts will be preferred
Detailed profile is as under -
1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
2. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs
3. Conduct personal discussion with customers to establish credit worthiness of the customer.
4. Assess income to obligation ratios and other ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
5. Portfolio analysis from time to time.
6. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
7. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
8. Exceed service quality standards and strive for continuous process improvement
+. Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
10. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team
Candidate who have cleared their CA final within 2-3 attempts will be preferred
Detailed profile is as under -
1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
2. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs
3. Conduct personal discussion with customers to establish credit worthiness of the customer.
4. Assess income to obligation ratios and other ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
5. Portfolio analysis from time to time.
6. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
7. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
8. Exceed service quality standards and strive for continuous process improvement
+. Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
10. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team
💡 Quick Summary
Seeking a career-building opportunity? The IDFC FIRST Bank | Credit Manager | SME Loans | CA |0|1 yrs position is now open for candidates interested in the Bank Jobs sector. This role in Jaipur offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
