Job Description
As an Impairment Analyst, you will be responsible for:
Assisting with the bank’s stress testing capabilities for the lending portfolio. Experience with wholesale credit portfolios is beneficial, but not essential.
Providing valuable insights to any new portfolio acquisitions, assessing whether the portfolio’s risk is appropriately priced, and potential losses experienced in a stress.
Supporting the team in an analytical capacity, working on deep dives of the existing portfolios to understand any emerging risks.
Completing regular reporting to drive insight into portfolio performance
Champion compliance with the UK capital and impairment regulatory regime
Build strong stakeholder relationships, both with internal and key external contacts
Look to identify opportunities to make proactive changes to enhance the current reporting process of stress testing and forecasting.
Design and actively seek to improve policies, processes, procedures and workflows.
Requirements:
Prior experience working in credit risk is essential, where a strong understanding of stress testing different lending products would be beneficial.
Financial modelling skills, such as the ability to develop cash flow models, are beneficial.
An understanding of economic forecasts, and how these translate into portfolio stresses, is beneficial.
Experience in Python & SQL and strong data manipulation skills.
Ability to write and review clean, well-documented code in a collaborative development
Excellent influencing, interpersonal and communication (written and verbal) skills
Highly numerate, with a relevant degree and excellent analytical skills
Highly organised, with the ability to deliver to deadlines and manage conflicting priorities within a dynamic environment
Benefits:
25 days holiday (plus take your public holiday allowance whenever works best for you)
An extra day’s holiday for your birthday
Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
16 hours paid volunteering time a year
Salary sacrifice, company enhanced pension scheme
Life insurance at 4x your salary
Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
Generous family-friendly policies
Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships
Assisting with the bank’s stress testing capabilities for the lending portfolio. Experience with wholesale credit portfolios is beneficial, but not essential.
Providing valuable insights to any new portfolio acquisitions, assessing whether the portfolio’s risk is appropriately priced, and potential losses experienced in a stress.
Supporting the team in an analytical capacity, working on deep dives of the existing portfolios to understand any emerging risks.
Completing regular reporting to drive insight into portfolio performance
Champion compliance with the UK capital and impairment regulatory regime
Build strong stakeholder relationships, both with internal and key external contacts
Look to identify opportunities to make proactive changes to enhance the current reporting process of stress testing and forecasting.
Design and actively seek to improve policies, processes, procedures and workflows.
Requirements:
Prior experience working in credit risk is essential, where a strong understanding of stress testing different lending products would be beneficial.
Financial modelling skills, such as the ability to develop cash flow models, are beneficial.
An understanding of economic forecasts, and how these translate into portfolio stresses, is beneficial.
Experience in Python & SQL and strong data manipulation skills.
Ability to write and review clean, well-documented code in a collaborative development
Excellent influencing, interpersonal and communication (written and verbal) skills
Highly numerate, with a relevant degree and excellent analytical skills
Highly organised, with the ability to deliver to deadlines and manage conflicting priorities within a dynamic environment
Benefits:
25 days holiday (plus take your public holiday allowance whenever works best for you)
An extra day’s holiday for your birthday
Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
16 hours paid volunteering time a year
Salary sacrifice, company enhanced pension scheme
Life insurance at 4x your salary
Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
Generous family-friendly policies
Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships
💡 Quick Summary
Seeking a career-building opportunity? The Impairment Analyst position is now open for candidates interested in the Bank Jobs sector. This role in London offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.