Job Description
Job Id: 2364XXXXXX
The incumbent will be part of India Citi Commercial Bank (CCB) Independent Risk team with independent responsibility for leading the overall Early Warning function, driving portfolio monitoring and maintaining a robust Early Warning framework. The team is part of Citi Global Functions and partners with CCB Business Coverage and Credit Lending Management teams in their servicing of the Emerging and Mid-Market Corporate clients. CCB specializes in providing working capital finance, trade finance, treasury solutions and cash management services.
Key Functions include:
Leading the overall Early Warning function for Commercial Banking business encompassing proactive credit risk monitoring and other associated activities
Providing leadership, direction and management to staff within the EW function and undertaking due HC capacity for the unit
Working closely with the Risk Heads and remaining accountable for critical updates and other management reports/ MIS, assisting the Risk function with necessary inputs for enabling efficient risk management
Building and maintaining a robust Early Warning Framework with a view to ensuring proactive and effective monitoring and regulatory reporting, encompassing interplay of both credit risk managed within CCB and fraud risk managed by a separate unit
Actively providing policy inputs to the segmental and overall Risk Head(s) for ensuring adequate checks and balances in the policy and process notes
Deciding and driving necessary portfolio reviews and stress tests towards credit risk monitoring and impact assessment of external/ macro-economic events
Participating in industry studies under the Global Industry initiatives
Leading the automation or tech-enablement efforts in respect of the overall Early Warning framework
Exercising sound judgment while decisioning on various accounts, thereby ensuring appropriate classification of facilities and account strategy based on early warning signs and effective trigger management
Liaison with internal and external auditors and ensuring no material audit observations
Maintain a strong oversight on the activities outsourced to captive or external vendors
Keep abreast of regulatory developments, business trends and market sentiments.
Qualifications
Professional degree holder with minimum 15 years of credit experience in wholesale lending.
Possess strong analytical, interpersonal and organizational skills with attention to details
Proven leadership skills and ability to work independently and a strong team player.
Sound understanding of cash, trade and derivative products. Good understanding of counterparty risk, market risk and its impact on credit decision.
Excellent Written And Verbal Communication Skills Are Essential
Successful record in working and managing within matrix organizations across segments
Stays current with the dynamic demands of the environment and clients
Education:
Chartered Accountant, MBA, or CFA
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group:
Risk Management
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Job Family:
Credit Decisions
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Time Type:
Full time
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Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, ****** orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View the "EEO is the Law" poster. View the EEO is the Law Supplement.
View the EEO Policy Statement.
View the Pay Transparency Posting
The incumbent will be part of India Citi Commercial Bank (CCB) Independent Risk team with independent responsibility for leading the overall Early Warning function, driving portfolio monitoring and maintaining a robust Early Warning framework. The team is part of Citi Global Functions and partners with CCB Business Coverage and Credit Lending Management teams in their servicing of the Emerging and Mid-Market Corporate clients. CCB specializes in providing working capital finance, trade finance, treasury solutions and cash management services.
Key Functions include:
Leading the overall Early Warning function for Commercial Banking business encompassing proactive credit risk monitoring and other associated activities
Providing leadership, direction and management to staff within the EW function and undertaking due HC capacity for the unit
Working closely with the Risk Heads and remaining accountable for critical updates and other management reports/ MIS, assisting the Risk function with necessary inputs for enabling efficient risk management
Building and maintaining a robust Early Warning Framework with a view to ensuring proactive and effective monitoring and regulatory reporting, encompassing interplay of both credit risk managed within CCB and fraud risk managed by a separate unit
Actively providing policy inputs to the segmental and overall Risk Head(s) for ensuring adequate checks and balances in the policy and process notes
Deciding and driving necessary portfolio reviews and stress tests towards credit risk monitoring and impact assessment of external/ macro-economic events
Participating in industry studies under the Global Industry initiatives
Leading the automation or tech-enablement efforts in respect of the overall Early Warning framework
Exercising sound judgment while decisioning on various accounts, thereby ensuring appropriate classification of facilities and account strategy based on early warning signs and effective trigger management
Liaison with internal and external auditors and ensuring no material audit observations
Maintain a strong oversight on the activities outsourced to captive or external vendors
Keep abreast of regulatory developments, business trends and market sentiments.
Qualifications
Professional degree holder with minimum 15 years of credit experience in wholesale lending.
Possess strong analytical, interpersonal and organizational skills with attention to details
Proven leadership skills and ability to work independently and a strong team player.
Sound understanding of cash, trade and derivative products. Good understanding of counterparty risk, market risk and its impact on credit decision.
Excellent Written And Verbal Communication Skills Are Essential
Successful record in working and managing within matrix organizations across segments
Stays current with the dynamic demands of the environment and clients
Education:
Chartered Accountant, MBA, or CFA
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
-------------------------------------------------
Job Family Group:
Risk Management
-------------------------------------------------
Job Family:
Credit Decisions
------------------------------------------------------
Time Type:
Full time
------------------------------------------------------
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, ****** orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View the "EEO is the Law" poster. View the EEO is the Law Supplement.
View the EEO Policy Statement.
View the Pay Transparency Posting
💡 Quick Summary
Seeking a career-building opportunity? The India CCB Early Warning Head |SVP position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.