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Industry Banker

Standard Chartered
Mumbai, Maharashtra
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10 hours ago
Full–time
Job:
Institutional Banking

Primary Location:
Asia-India-Mumbai

Schedule:
Full-time

Employee Status:
Permanent

Posting Date: 19/Apr/2024, 3:15:21 AM

Unposting Date:
Ongoing

Roles and Responsibility

Business
• Evaluate various new transaction and general risk issues on a portfolio by using both quantitative and qualitative skills. This will allow for early detection and remediation of broader level risk issues related to clients and assessing credit developments and trends at a country regional and global level
• Identify potential business opportunities with acceptable risk profile and support RM during entire transaction life cycle
• Provide focused, timely, and valueadded ongoing credit assessment and analysis and reports, with proactive monitoring of portfolio for adverse or positive developments, based on country, economic or industry events

Processes
• Effective engagement with client to get a good understanding of the Credit, product requirement & suitability, etc which would help in robust structuring of the facilities
• Preparation of BCAs and quality Credit submissions Should ensure in his portfolio a high quality and timely submission of BCA and other credit notes
• Preparation of BCAs and quality Credit submissions Should ensure in his portfolio a high quality and timely submission of BCA and other credit notes
• High quality of independent credit analysis
• Robust structuring of facilities which are appropriate to client and compliant with policies and regulations
• Quick turnaround on proposals & Transparent disclosures
• Effectively use the external information including the feedback from other banks, suppliers, buyers, peers, etc
• Renewal / monitoring of existing facilities.
• Should have a strong oversight on dissemination and understanding of policies, new regulations etc Should develop industry / product expertise
• Manage quality of portfolio and manage portfolio within risk appetite especially in light of Industries where there is higher risk scrutiny

Risk Management
• Work with GAM and FAM teams to improve the management of limits and exposures across geographies; conduct comparative analysis of risk vs. return using portfolio data and provide recommendations for optimizing portfolios and use of capital;
• Manage the credit change process globally across teams when credit policy changes are enacted, analyze gaps and propose solutions that optimize execution;
• Coordinate regional / global efforts to ensure compliance with BCA/GM renewal policies, CaRT and other credit administration processes;
• Ensure zero BCA/credit review over dues and work to minimize extensions;
• Coordinate and conduct Stress Tests and portfolio review exercises for periodic check on the health of the portfolio;
• Preparation of other analysis, such as Industry specific reviews, portfolio reviews, etc.

Governance
• Regulators: Ensure strict adherence to regulatory/central bank and bank's own policies
• Should play an active role in the implementation of policy/regulatory changes
• Should constantly review and update the processes in the light of changing regulatory requirements / policies
• Social Legitimacy: Ensure that all transactions are in line with the bank's sustainability agenda

Regulatory & Business Conduct
• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the [country / business unit / function/XXX [team] to achieve the outcomes set out in the Bank's

Conduct Principles:
[Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Reserve Bank of India prescribed responsibilities

Key Stakeholders
• Internal Stakeholders
• GAMs, RAMs, FAMs
• Segment Heads
• Risk
• Product partners
• Legal, Audit and Compliance, where relevant
• Operations, where relevant

External Stakeholders
• Clients
• Empanelled Valuers
• Rating Agencies
• Market Data Services providers
• MBA / CFA / CA

Role Specific Technical Competencies
• Action Oriented
• Collaborates
• Customer Focus

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other.

We question the status quo, love a challenge, and enjoy finding new opportunities to grow and do better than before.

If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you.
You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity throug