Job Description
Internal Audit ( Bank)- Credit - Wholesale/Retail/ retail Asset
Job Description :
Team Supervisor -Commercial Banking Credit Audit Grade: M5/M6/M7
Location: Mumbai
Job Role :
- Experience in undertaking credit audit for Retail / Corporate Agriculture, Infrastructure Finance, Commercial Vehicle, Tractor / farm equipments, Gold Loan etc. business.
- Performing Credit Audits for lending business (working capital as well as term loan products) as per the Risk Based Audit Plan.
- Review of credit due diligence process, documentation, post-sanction conditions review
- Review adherence to internal processes as well as regulatory guidelines
- Identify potential weaknesses in credit risk evaluation, credit monitoring and overall credit related processes, and recommend appropriate corrective actions
- Conducting Independent financial analysis and identify miss outs, if any, in credit assessment notes.
Responsible for :
- Preparation of Business Understanding Document and Audit Checklist ensuring adequate audit scope coverage.
- Finalization of Sampling.
- Review of Audit Findings and Discussion/Closure of the same with auditee.
- Preparation of audit reports with adequate documentation and post-report activities like closure of the audits in system and closure of actionable.
Job Requirements :
- CA/MBA qualified or prior experience in credit audit (working capital and term loan products) or credit underwriting
- Knowledge about corporate credit analysis for working capital and term loan products, assessment and monitoring, Trade products.; policies, key regulatory requirements.
- Excellent understanding of banking business processes and internal controls related to lending area
- High energy, Passion & Self-starter attitude with good presentation skills
- Team handling experience.
Job Description :
Team Supervisor - Commercial Banking Credit Audit Grade: M5/M6/M7
Location: Mumbai
Job Role :
- To identify , analyze , devise control scenarios for various businesses/ functions in consultation with audit team/ auditee for periodic exception reporting;
- Validate, modify , append logics applicable to queries for the exception reporting either periodic/ case to case basis;
- To lead the team of data auditors & be responsible for performing data level checks of regulatory and operational effectiveness of control procedures;
- To effectively conclude gaps, deviations / exceptions and deficiencies observed in periodic exception reporting with the Senior Management & finalise actionable for further follow up, closure;
- Effectively present impacts ,trends, remediation steps warranted for gaps identified
- To liaise with auditees, BSG, IT team for enablement of offsite points;
- To play active role in reporting to Senior management , various committees & Regulator;
- Handle, guide and train subordinates on data audits procedures and ensure constructing a capable team;
- To play a role as per needs in the overall departmental effectiveness.
Job Requirements :
- CA/MBA qualified or prior experience in credit audit (working capital and term loan products) or credit underwriting
- Knowledge about corporate credit analysis for working capital and term loan products, assessment and monitoring, Trade products.; policies, key regulatory requirements.
- Excellent understanding of banking business processes and internal controls related to lending area
- High energy, Passion & Self-starter attitude with good presentation skills
- Team handling experience.
Job Description :
Team Supervisor - Retl. Assets Credit Audit Grade: M5/M6
Location: Mumbai
Job Role:
- Experience in undertaking credit audit for Home Finance, LAP, Working Capital, Retail & Corporate Agriculture, Infrastructure Finance, Commercial Vehicle, Relationship Banking Group Business.
- Performing Credit Audits for retail lending business (working capital as well as term loan products) as per the Risk Based Audit Plan.
- Conducting Independent credit assessment, identifying associated risks and mitigants, financial analysis and identify miss outs, if any, in credit assessment notes.
- Review, documentation, pre and post-disbursement conditions and credit monitoring practices and controls.
- Assess the Early Warning Signal (EWS) identification mechanism and its effectiveness
- Identify potential weaknesses in credit risk evaluation, credit monitoring and overall credit related processes, and recommend appropriate corrective actions
- Review adherence to internal processes as well as regulatory guidelines
Responsible for:
- Preparation of Business Understanding Document and Audit Checklist ensuring adequate audit scope coverage.
- Finalization of Sampling.
- Review of work performed by the team along with Audit Findings and Discussion/Closure of the same with auditee.
- Preparation of audit reports with adequate documentation and post-report activities like FTAC and ACB preparation, closure of the audits in system and closure of actionable.
Job Requirements :
- CA/MBA qualified or prior experience in credit audit (working capital and term loan products) or credit underwriting
- Knowledge about corporate credit analysis for working capital and term loan products, assessment and monitoring, Trade products.; policies, key regulatory requirements.
- Excellent understanding of banking business processes and internal controls related to lending area
- High energy, Passion & Self-starter attitude with good presentation skills
- Team handling experience
Job Description :
Team Supervisor -Commercial Banking Credit Audit Grade: M5/M6/M7
Location: Mumbai
Job Role :
- Experience in undertaking credit audit for Retail / Corporate Agriculture, Infrastructure Finance, Commercial Vehicle, Tractor / farm equipments, Gold Loan etc. business.
- Performing Credit Audits for lending business (working capital as well as term loan products) as per the Risk Based Audit Plan.
- Review of credit due diligence process, documentation, post-sanction conditions review
- Review adherence to internal processes as well as regulatory guidelines
- Identify potential weaknesses in credit risk evaluation, credit monitoring and overall credit related processes, and recommend appropriate corrective actions
- Conducting Independent financial analysis and identify miss outs, if any, in credit assessment notes.
Responsible for :
- Preparation of Business Understanding Document and Audit Checklist ensuring adequate audit scope coverage.
- Finalization of Sampling.
- Review of Audit Findings and Discussion/Closure of the same with auditee.
- Preparation of audit reports with adequate documentation and post-report activities like closure of the audits in system and closure of actionable.
Job Requirements :
- CA/MBA qualified or prior experience in credit audit (working capital and term loan products) or credit underwriting
- Knowledge about corporate credit analysis for working capital and term loan products, assessment and monitoring, Trade products.; policies, key regulatory requirements.
- Excellent understanding of banking business processes and internal controls related to lending area
- High energy, Passion & Self-starter attitude with good presentation skills
- Team handling experience.
Job Description :
Team Supervisor - Commercial Banking Credit Audit Grade: M5/M6/M7
Location: Mumbai
Job Role :
- To identify , analyze , devise control scenarios for various businesses/ functions in consultation with audit team/ auditee for periodic exception reporting;
- Validate, modify , append logics applicable to queries for the exception reporting either periodic/ case to case basis;
- To lead the team of data auditors & be responsible for performing data level checks of regulatory and operational effectiveness of control procedures;
- To effectively conclude gaps, deviations / exceptions and deficiencies observed in periodic exception reporting with the Senior Management & finalise actionable for further follow up, closure;
- Effectively present impacts ,trends, remediation steps warranted for gaps identified
- To liaise with auditees, BSG, IT team for enablement of offsite points;
- To play active role in reporting to Senior management , various committees & Regulator;
- Handle, guide and train subordinates on data audits procedures and ensure constructing a capable team;
- To play a role as per needs in the overall departmental effectiveness.
Job Requirements :
- CA/MBA qualified or prior experience in credit audit (working capital and term loan products) or credit underwriting
- Knowledge about corporate credit analysis for working capital and term loan products, assessment and monitoring, Trade products.; policies, key regulatory requirements.
- Excellent understanding of banking business processes and internal controls related to lending area
- High energy, Passion & Self-starter attitude with good presentation skills
- Team handling experience.
Job Description :
Team Supervisor - Retl. Assets Credit Audit Grade: M5/M6
Location: Mumbai
Job Role:
- Experience in undertaking credit audit for Home Finance, LAP, Working Capital, Retail & Corporate Agriculture, Infrastructure Finance, Commercial Vehicle, Relationship Banking Group Business.
- Performing Credit Audits for retail lending business (working capital as well as term loan products) as per the Risk Based Audit Plan.
- Conducting Independent credit assessment, identifying associated risks and mitigants, financial analysis and identify miss outs, if any, in credit assessment notes.
- Review, documentation, pre and post-disbursement conditions and credit monitoring practices and controls.
- Assess the Early Warning Signal (EWS) identification mechanism and its effectiveness
- Identify potential weaknesses in credit risk evaluation, credit monitoring and overall credit related processes, and recommend appropriate corrective actions
- Review adherence to internal processes as well as regulatory guidelines
Responsible for:
- Preparation of Business Understanding Document and Audit Checklist ensuring adequate audit scope coverage.
- Finalization of Sampling.
- Review of work performed by the team along with Audit Findings and Discussion/Closure of the same with auditee.
- Preparation of audit reports with adequate documentation and post-report activities like FTAC and ACB preparation, closure of the audits in system and closure of actionable.
Job Requirements :
- CA/MBA qualified or prior experience in credit audit (working capital and term loan products) or credit underwriting
- Knowledge about corporate credit analysis for working capital and term loan products, assessment and monitoring, Trade products.; policies, key regulatory requirements.
- Excellent understanding of banking business processes and internal controls related to lending area
- High energy, Passion & Self-starter attitude with good presentation skills
- Team handling experience
💡 Quick Summary
Seeking a career-building opportunity? The Internal Audit Role | Credit | Wholesale|Retail Asset | Bank |2|15 position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
