Job Description
Team Member –Wholesale Banking Credit Audit Grade: M3/M4
Location: Mumbai
Job Role
Experience in undertaking credit audit for wholesale banking.
• Performing Credit Audits for wholesale banking (working capital as well as term loan products) as per the Risk Based Audit Plan.
• Review of credit due diligence process, documentation, post-sanction conditions review
• Review adherence to internal processes as well as regulatory guidelines
• Identify potential weaknesses in credit risk evaluation, credit monitoring and overall credit related processes, and recommend appropriate corrective actions
• Conducting Independent financial analysis and identify miss outs, if any, in credit assessment notes.
Responsible for:
• Preparation of Business Understanding Document.
• Preparation of audit reports with adequate documentation.
Job Requirements
• CA/MBA qualified or 1 to 5 years’ experience in credit audit (working capital and term loan products) or credit underwriting
• Knowledge about corporate credit analysis for working capital and term loan products, assessment and monitoring, Trade products.; policies, key regulatory requirements.
• Understanding of banking business processes and internal controls related to lending area.
Location: Mumbai
Job Role
Experience in undertaking credit audit for wholesale banking.
• Performing Credit Audits for wholesale banking (working capital as well as term loan products) as per the Risk Based Audit Plan.
• Review of credit due diligence process, documentation, post-sanction conditions review
• Review adherence to internal processes as well as regulatory guidelines
• Identify potential weaknesses in credit risk evaluation, credit monitoring and overall credit related processes, and recommend appropriate corrective actions
• Conducting Independent financial analysis and identify miss outs, if any, in credit assessment notes.
Responsible for:
• Preparation of Business Understanding Document.
• Preparation of audit reports with adequate documentation.
Job Requirements
• CA/MBA qualified or 1 to 5 years’ experience in credit audit (working capital and term loan products) or credit underwriting
• Knowledge about corporate credit analysis for working capital and term loan products, assessment and monitoring, Trade products.; policies, key regulatory requirements.
• Understanding of banking business processes and internal controls related to lending area.
💡 Quick Summary
Seeking a career-building opportunity? The Internal Audit-Wholesale Banking-Credit Audit-Mumbai-Goregaon position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.