Job Description
TRANSACTION BANKING
We aim to build a modern and digital-first transaction banking solution to serve our clients. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide a best-in-class digital product that helps clients to succeed by giving them a holistic view of their business. Through the use of modern technology built on the cloud, we are the alternative to legacy platforms. We're a team of diverse experts helping our clients to build the future of their Treasury.
TRANSACTION BANKING LENDING
Transaction Banking (TxB) Lending, a business unit within Transaction Banking, aims to provide a lending platform that provides a suite of credit products to help small and medium size enterprises to optimize their cash flow. The lending platform is a modular platform that enables any client or TxB to offer any credit products such as transactional lines of credit, commercial buy now pay later, or invoice receivable solutions to help businesses manage their cash flow. The API, cloud-based technology platform is centered on data and analytics to power the end-to-end product lifecycle from Originations, Credit Decisioning, Servicing and Collections.
The TxB Lending Product Manager role will own and drive the all or some of the end to end experience for any new credit products offered. As the TxB Lending grows its businesses, some part of the end to end experience need to leverage existing digital banking solutions or processes. This role is specifically focused on building product roadmap, and execution including creating new solutions, new ways of configuring the end to end product while leveraging the existing digital products, and new technical product features to enable the product. This role is client-facing as well as has P&L management responsibilities.
As a product manager you will:
-Define our product design experience that will be used by partners to originate any credit product such as payable financing, receivables financing, etc.
-Identify unmet industry needs and disruption opportunities, guiding interdisciplinary teams to deliver innovative products to market.
-Establish or participate in Design Thinking, Agile, and LEAN rituals which establish rhythm for the team, promote ongoing communication, and iterative refinement of roadmaps
-Document clear user stories and acceptance criteria to collaborate, direct, and inform Design and Technology resources in quick sprint increments
-Drive build-vs-buy decisions in the product development process, combing the landscape for potential Fintech partners in various stages of maturity
-Test and iterate in small-scale pilots to validate concepts, refine them to achieve product-market fit, develop Minimum Viable Products (MVPs) and then scale to drive vertical and horizontal economics
-Define learning agenda and key performance indicators (KPIs) to measure success/failure
-Regularly and systematically use data to uncover opportunities, track product performance
💡 Quick Summary
Seeking a career-building opportunity? The Investment Banking Division position is now open for candidates interested in the Bank Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
