Job Description
Job description
Some careers have more impact than others.
If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.
HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.
We are currently seeking an experienced professional to join our team in the role of Lending Fraud Manager-
Principal responsibilities
Impact on the Business / Function
• Perform high quality lending fraud risk analysis for selected New to Bank (NTB) and existing CMB and GB customers in line with the global procedures.
• Evaluate fraud triggers and provide commentary/analysis for the frontline to use when evaluating lending fraud risk.
• Apply learned techniques, knowledge and expertise to new situations and in different business environments.
• Undertake review of fraud risk indicators/ triggers, applying critical thinking and judgement when escalating concerns as appropriate.
Typical Targets and Measures
• Provide detailed assessment of fraud triggers in line with the Wholesale Fraud target operating model.
• Escalate trends of systemic lending fraud risk to appropriate stakeholders.
• Maintain an in-depth understanding of lending fraud and upskill through continuous learning.
Customers / Stakeholders
• Collaborate with the senior lending fraud specialists / CoE Lead to provide lending fraud subject matter expertise to the frontline.
• Provide feedback to the CoE Lead and recommend improvements to processes, procedures and methodologies.
• Promote effective control management of fraud risks.
• Contribute towards meeting Key Risk Indicators (KRIs) so that the business effectively controls and mitigates risk. (e.g. improved early risk identification)
• Provide SME guidance and support the frontline to effectively manage fraud risk.
Leadership & Teamwork
• Provide high quality analysis which enable CMB and GB to effectively manage lending fraud risk.
• Collaborate with and support (where required) other Lending Fraud Specialists or Leads in their assessments.
• Support achievement of the HSBC vision, values, goals and culture in personal behaviour, actions and decision making.
• Complete Lending Fraud activities within/to the required timescales and quality.
• Establish strong working relationships and share best practice.
Operational Effectiveness & Control
• Drive a more proactive risk management framework through enhanced assessment, reporting and analytics.
Typical Targets and Measures
• Facilitate the earlier identification of fraud risk in the credit lifecycle.
Major Challenges
• Be dynamic and positive to embrace increasing change in internal and external fraud environment.
• To proactively safeguard and ensure the highest standard of compliance and Fraud risk management across Global Banking and Commercial Banking, whilst being sufficiently adaptable to take consideration of business needs.
• To provide support and subject matter expertise to colleagues in the management of fraud risk.
• To possess strong interpersonal and communication skills to work with various internal partners, across multiple departments to reach common goals.
Role Context
• The role of this team is considered critical in the context of increased internal and external (e.g. FCA/HKMA) attention to identify, measure, evaluate, control and manage fraud risk effectively. This role is a key component in adopting and enforcing the highest FCR and Credit standards in HSBC.
• The job holder will operate under guidance from CoE/ Regional/ Global stakeholders to uphold and enhance the quality with which fraud risk is identified and mitigated by the first line of defence.
Management & Leadership of Regulatory, Compliance & Operational Risk
Maintain and demonstrate awareness of fraud risk, regulatory and compliance matters. Minimise the likelihood of lending fraud risk occurring through identification, analysis, reporting, mitigation and control in accordance with the Group Operations FIM.
Observation of Internal Controls
• Maintain and observe HSBC internal control standards, implement and observe global operating model requirements.
Requirements
What you will need to succeed in the role:
• Graduate degree in commerce/ economics/ management/ science / engineering. Preference will be given to candidates holding MBA-Finance or equivalent/ CA/ CFA/ ICWA/ CS/ CAIIB.
• 5+ years of progressive banking experience in corporate credit lending (credit risk assessment/ underwriting), relationship management and/or lending fraud management or equivalent.
• In-depth understanding of various credit/ lending products such as term loans, working capital, trade facilities, bank guarantees, etc.
• Sound knowledge of accounting principles, concepts and practices.
• Knowledge of Lending Fraud typologies and industry fraud risk trends would be an advantage.
• Ability to work independently and apply judgement/ critical thinking to identify risks and trends.
• Excellent written and spoken communication skills; an ability to communicate with impact, ensuring complex information is articulated in a meaningful way.
Link to Candidate User Guide:
(Or)
Go to the below link and type "IND GSC : IJP Applicant User Guide" in search bar.
You'll achieve more at HSBC
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, ****** orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role."
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
• Issued By HSBC Electronic Data Processing (India) Private LTD
Some careers have more impact than others.
If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.
HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.
We are currently seeking an experienced professional to join our team in the role of Lending Fraud Manager-
Principal responsibilities
Impact on the Business / Function
• Perform high quality lending fraud risk analysis for selected New to Bank (NTB) and existing CMB and GB customers in line with the global procedures.
• Evaluate fraud triggers and provide commentary/analysis for the frontline to use when evaluating lending fraud risk.
• Apply learned techniques, knowledge and expertise to new situations and in different business environments.
• Undertake review of fraud risk indicators/ triggers, applying critical thinking and judgement when escalating concerns as appropriate.
Typical Targets and Measures
• Provide detailed assessment of fraud triggers in line with the Wholesale Fraud target operating model.
• Escalate trends of systemic lending fraud risk to appropriate stakeholders.
• Maintain an in-depth understanding of lending fraud and upskill through continuous learning.
Customers / Stakeholders
• Collaborate with the senior lending fraud specialists / CoE Lead to provide lending fraud subject matter expertise to the frontline.
• Provide feedback to the CoE Lead and recommend improvements to processes, procedures and methodologies.
• Promote effective control management of fraud risks.
• Contribute towards meeting Key Risk Indicators (KRIs) so that the business effectively controls and mitigates risk. (e.g. improved early risk identification)
• Provide SME guidance and support the frontline to effectively manage fraud risk.
Leadership & Teamwork
• Provide high quality analysis which enable CMB and GB to effectively manage lending fraud risk.
• Collaborate with and support (where required) other Lending Fraud Specialists or Leads in their assessments.
• Support achievement of the HSBC vision, values, goals and culture in personal behaviour, actions and decision making.
• Complete Lending Fraud activities within/to the required timescales and quality.
• Establish strong working relationships and share best practice.
Operational Effectiveness & Control
• Drive a more proactive risk management framework through enhanced assessment, reporting and analytics.
Typical Targets and Measures
• Facilitate the earlier identification of fraud risk in the credit lifecycle.
Major Challenges
• Be dynamic and positive to embrace increasing change in internal and external fraud environment.
• To proactively safeguard and ensure the highest standard of compliance and Fraud risk management across Global Banking and Commercial Banking, whilst being sufficiently adaptable to take consideration of business needs.
• To provide support and subject matter expertise to colleagues in the management of fraud risk.
• To possess strong interpersonal and communication skills to work with various internal partners, across multiple departments to reach common goals.
Role Context
• The role of this team is considered critical in the context of increased internal and external (e.g. FCA/HKMA) attention to identify, measure, evaluate, control and manage fraud risk effectively. This role is a key component in adopting and enforcing the highest FCR and Credit standards in HSBC.
• The job holder will operate under guidance from CoE/ Regional/ Global stakeholders to uphold and enhance the quality with which fraud risk is identified and mitigated by the first line of defence.
Management & Leadership of Regulatory, Compliance & Operational Risk
Maintain and demonstrate awareness of fraud risk, regulatory and compliance matters. Minimise the likelihood of lending fraud risk occurring through identification, analysis, reporting, mitigation and control in accordance with the Group Operations FIM.
Observation of Internal Controls
• Maintain and observe HSBC internal control standards, implement and observe global operating model requirements.
Requirements
What you will need to succeed in the role:
• Graduate degree in commerce/ economics/ management/ science / engineering. Preference will be given to candidates holding MBA-Finance or equivalent/ CA/ CFA/ ICWA/ CS/ CAIIB.
• 5+ years of progressive banking experience in corporate credit lending (credit risk assessment/ underwriting), relationship management and/or lending fraud management or equivalent.
• In-depth understanding of various credit/ lending products such as term loans, working capital, trade facilities, bank guarantees, etc.
• Sound knowledge of accounting principles, concepts and practices.
• Knowledge of Lending Fraud typologies and industry fraud risk trends would be an advantage.
• Ability to work independently and apply judgement/ critical thinking to identify risks and trends.
• Excellent written and spoken communication skills; an ability to communicate with impact, ensuring complex information is articulated in a meaningful way.
Link to Candidate User Guide:
(Or)
Go to the below link and type "IND GSC : IJP Applicant User Guide" in search bar.
You'll achieve more at HSBC
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, ****** orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role."
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
• Issued By HSBC Electronic Data Processing (India) Private LTD
💡 Quick Summary
Seeking a career-building opportunity? The Lending Fraud Manager GSC|S position is now open for candidates interested in the Bank Jobs sector. This role in Hyderabad offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.