Lending Services Investigation Analyst

💰 ₹18,000 - ₹28,800 (Est.) 📍 Toronto

Job Description

Job Summary

This position is responsible for providing exceptional customer care through the daily reconciliation of processes supporting various Client Groups and the identification of those items that require further investigation and resolution. Through ongoing training initiatives and continuous self- development, the incumbent will in an efficient / effective cross-functional shared service to ensure timely reconciliations, loss prevention and risk mitigation as prescribed by Bank’s Standards and Procedures.
Job Description

What is the opportunity?

This position is responsible for providing exceptional customer care through the daily reconciliation of processes supporting various Client Groups and the identification of those items that require further investigation and resolution. Through ongoing training initiatives and continuous self- development, the incumbent will in an efficient / effective cross-functional shared service to ensure timely reconciliations, loss prevention and risk mitigation as prescribed by Bank’s Standards and Procedures.

Please note that the incumbent must be Flexible to work Statutory Holidays and overtime as required.

What will you do?

Responsible for the reconciliations of designated processes under prescribed Standard Operating Procedures (SOPs) ensuring Service Level Agreements (SLAs) are met and applying solid knowledge of the Product Operations, its procedures, methods and systems to the reconciliations process
Ensures daily/monthly data feeds are received on time, with proper follow up conducted for missing/incorrect information e.g. IT incidents tickets raised
Applies knowledge of the product supported and processes, such as, payment methods, terms and conditions, general operating policies, rules and regulations used by correspondents, clients and their agents in the day to day reconciling of accounts
Recognize that accuracy is key to ensure true breaks are identified and investigated accordingly
Support the process of creating, updating and maintaining SOPs and demonstrate strong ability to understand and apply those procedures
Strict adherence to policies and regulatory requirements is observed
A good understanding of the operational controls and how they apply to the reconciliation processing
Display good judgment, decision-making skills and demonstrates a strong knowledge of the products, transactional flows and accounting related to the Client Groups supported.
Ensure true breaks are identified and investigation/reported within the agreed SLAs and items that represent a potential loss to the Bank are escalated immediately.
Display a strong commitment to teamwork; open two-way communication and good staff morale.
Seek opportunities to share information with colleagues.
Identify departmental system or process changes to streamline and/or improve the reconciliation process and efficiency (matching rules, automating processes)
Identify service gaps provided to client groups and makes suggestions to management for improvement
Responsible for personal development and cross-training coordination; participation as identified through ongoing business and/or department needs analysis.
Proven capability of supporting the reconciliation processes within the team’s scope including all month end and stand alone processes.
Demonstrates flexibility to assume project work outside of the general reconciliation process as determined by management
What do you need to succeed?

Must have's

Good understanding of Capital Market Products and transactional/accounting flows
Solid knowledge of Reconciliation Procedures.
Solid knowledge of key reconciliation systems and Back-Office systems e.g. INTELLITRACS, IntelliMatch, Bess, RIMMS, EGL, Storqm, RATS
Computer literacy – i.e. Knowledge of PC’s and Microsoft – related software
Ability to embrace organizational change at an individual and team level
Demonstrate flexibility to cross train
What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
Leaders who support your development through coaching and managing opportunities
Work in a dynamic, collaborative, progressive, and high-performing team
Opportunities to do challenging work
Flexible work/life balance options
Job Skills

Active Learning, Communication, Communication Relationship, Critical Thinking, Cross-Functional Teamwork, Customer Service, Detail-Oriented, Microsoft Office, Operational Delivery, Process Improvements, Service Level Agreement (SLA), Standard Operating Procedure (SOP), Structured Query Language (SQL), Time Management, VBA Macro
Additional Job Details

Address:

+0 WESTERN PKY:BEDFORD
City:

BEDFORD
Country:

Canada
Work hours/week:

37.5
Employment Type:

Full time
Platform:

CAPITAL MARKETS
Job Type:

Regular
Pay Type:

Salaried
Posted Date:

2026-05-01
Application Deadline:

2026-05-15
Note: Applications will be accepted until 11:5+ PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

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💡 Quick Summary

Seeking a career-building opportunity? The Lending Services Investigation Analyst position is now open for candidates interested in the Bank Jobs sector. This role in Toronto offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

Sponsored

Job Details

Company Name: Royal Bank of Canada

Frequently Asked Questions

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The expected salary for Lending Services Investigation Analyst in Toronto is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Lending Services Investigation Analyst is an on-site position based in Toronto. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Lending Services Investigation Analyst. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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