Job Description
Job Summary
This role will primarily focus on our company internal leads/clients, providing expert guidance on life insurance solutions, helping our internal clients assess their financial needs and recommending appropriate products. This role combines client consultation, product knowledge, prospecting, regulatory compliance, and ongoing policy service to support individuals, families, and business owners in addressing their insurance protection and insurance-related planning needs.
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Key Responsibilities
Conduct client fact-finding and needs analyses for both company-provided leads and self-generated prospects to identify life insurance needs, including personal protection, family protection, business protection, and insurance needs arising from estate or tax considerations.
Proactively generate new business through prospecting, referrals, networking, community outreach, and follow-up with prospective clients, while also managing company-provided leads.
Recommend suitable life insurance products (Term, Whole Life, Universal Life, Participating policies, riders).
Explain policy features, benefits, limitations, and tax implications in a clear and compliant manner.
Prepare illustrations, proposals, and application documents.
Coordinate underwriting requirements (medical exams, financial evidence, APS).
Provide ongoing policy service, reviews, and updates as clients’ circumstances change.
Stay current with industry trends, product updates, and regulatory changes.
Build and maintain long-term client relationships through professional and ethical conduct.
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Qualifications & Skills
Valid Life insurance license.
Minimum 1 years of experience in life insurance sales, advisory, or support roles.
Strong knowledge of life insurance products and basic tax concepts.
Excellent communication and client-facing skills.
Ability to analyze financial information and client needs.
Detail-oriented with strong organizational skills.
Proficient with CRM systems and insurance illustration software.
High level of professionalism, integrity, and compliance awareness.
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Preferred Qualifications
CFP, CLU, CHS, or similar designation (or working toward one).
Experience with high-net-worth clients, corporate insurance, or estate planning.
Bilingual (e.g., English/Mandarin/Cantonese/French), an asset.
⸻
Work Environment
Office-based, hybrid, or remote (depending on pay structure you choose).
May require flexible hours to meet client needs.
⸻
Compensation
Employee Role: Base salary + commission/bonus
Benefits and professional development support/Training + Full admin support
Job Types: Full-time, Freelance, Apprenticeship
Pay: $36,000.00-$120,000.00 per year
Benefits:
Flexible schedule
On-site parking
Profit sharing
Language:
Mandarin (required)
Work Location: Hybrid remote in Coquitlam, BC V3K 3P5
This role will primarily focus on our company internal leads/clients, providing expert guidance on life insurance solutions, helping our internal clients assess their financial needs and recommending appropriate products. This role combines client consultation, product knowledge, prospecting, regulatory compliance, and ongoing policy service to support individuals, families, and business owners in addressing their insurance protection and insurance-related planning needs.
⸻
Key Responsibilities
Conduct client fact-finding and needs analyses for both company-provided leads and self-generated prospects to identify life insurance needs, including personal protection, family protection, business protection, and insurance needs arising from estate or tax considerations.
Proactively generate new business through prospecting, referrals, networking, community outreach, and follow-up with prospective clients, while also managing company-provided leads.
Recommend suitable life insurance products (Term, Whole Life, Universal Life, Participating policies, riders).
Explain policy features, benefits, limitations, and tax implications in a clear and compliant manner.
Prepare illustrations, proposals, and application documents.
Coordinate underwriting requirements (medical exams, financial evidence, APS).
Provide ongoing policy service, reviews, and updates as clients’ circumstances change.
Stay current with industry trends, product updates, and regulatory changes.
Build and maintain long-term client relationships through professional and ethical conduct.
⸻
Qualifications & Skills
Valid Life insurance license.
Minimum 1 years of experience in life insurance sales, advisory, or support roles.
Strong knowledge of life insurance products and basic tax concepts.
Excellent communication and client-facing skills.
Ability to analyze financial information and client needs.
Detail-oriented with strong organizational skills.
Proficient with CRM systems and insurance illustration software.
High level of professionalism, integrity, and compliance awareness.
⸻
Preferred Qualifications
CFP, CLU, CHS, or similar designation (or working toward one).
Experience with high-net-worth clients, corporate insurance, or estate planning.
Bilingual (e.g., English/Mandarin/Cantonese/French), an asset.
⸻
Work Environment
Office-based, hybrid, or remote (depending on pay structure you choose).
May require flexible hours to meet client needs.
⸻
Compensation
Employee Role: Base salary + commission/bonus
Benefits and professional development support/Training + Full admin support
Job Types: Full-time, Freelance, Apprenticeship
Pay: $36,000.00-$120,000.00 per year
Benefits:
Flexible schedule
On-site parking
Profit sharing
Language:
Mandarin (required)
Work Location: Hybrid remote in Coquitlam, BC V3K 3P5
💡 Quick Summary
Seeking a career-building opportunity? The Life Insurance Specialist (Employee Role) position is now open for candidates interested in the Finance sector. This role in Coquitlam offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Finance is a plus.
