Job Description
Description:
What You'll Be Doing
A Loan Assistant at Bank Iowa is responsible for preparing and assembling complete loan document packages for Consumer, Ag and Commercial borrowers while ensuring they meet bank, compliance and regulatory guidelines. Loan Assistants maintain comprehensive loan files in accordance with bank specifications. They also work closely with Relationship Managers to provide seamless, friendly and quality client service at all times.
• Compiles loan applications, organizational documents, appraisals, letters, notices, etc. for Relationship Manager review and approval.
• Prepares loan document packages using a combination of Laser Pro and bank approved templates for: Consumer, Ag and Commercial Borrowers and loans secured by title, real estate, UCC, and other various collateral types.
• Prepares notices and letters as needed for non-originated loans and troubled credits within compliance specified timelines.
• Orders title certificates, appraisals, flood determinations.
• Ensures applicable documents are successfully recorded via e-recording or at local courthouse.
• Creates and maintains accurate and comprehensive loan files in OnBase that adhere to bank loan file standards. Ensures that records are easily identifiable for lending staff and examiners.
• Receives and processes loan payments.
A Loan Assistant in Denison is generally scheduled to work between the hours of 8:30 AM to 5:00 PM.
Requirements:
Skills/Experience You'll Need
• High School Diploma/G.E.D.
• At least one-year previous work experience in a professional office setting, preference is within a financial institution processing loans.
• Ideal candidates will have a strong customer service focus, excellent verbal and written communication skills, strong attention to detail, ability to work collectively in a team environment across multiple business units, and ability to handle multiple tasks and work with client information in a confidential manner quickly and proficiently.
What you'll love about us
Our team members love working here, and the prevailing reason is this: our people. In addition to the great team you will be a part of, here are some of the other reasons why our team members love working here:
• A competitive financial package we want you to bring your best so in addition to your compensation, every team member receives a bonus opportunity, a generous 401k match, and discretionary profit sharing.
• Robust benefits and wellness - we are proud to offer health, dental and vision insurance as well as a wellness program designed to help drive down your premiums for benefits-eligible team members. Our wellness initiatives promote positive change and allow our team members to think big.
• Blending work and life – As a people-centered organization, each team member is provided a generous PTO bank. Bank Iowa team members receive 11 paid observed holidays, 100% paid parental leave, an opportunity for sabbatical leave, generous bereavement, and an employee assistance program designed to support team members throughout various stages in their lives.
• Continued learning opportunities – Bank Iowa enables great things and supports team member development at every stage of your career. Our development approach focuses on your innate talents and developing those into areas of strengths. Learning experiences are available in formal & informal training settings, as well as, on-the-job training. Development programs are available in-person and online. Our tuition reimbursement program is available to support formal education programs.
• Community Involvement – Our team members are active members of their communities and people-centered. Bank Iowa aspires to be a center of influence in each of the 22 communities we are located in. In addition to company-sponsored volunteer opportunities, we offer paid volunteer time off (VTO), which allows team members to give their time to organizations they care about, without having to use PTO.
• Recognition – Bank Iowa is proud of our team members who Live our Values. Our peer nominated recognition program presented annually, recognizes and celebrates team members who exemplified our values from the past year.
Our People-Centered Culture
At Bank Iowa our purpose is to Empower People, Inspire Success and Foster Growth. Bank Iowa is one of the leading independent Ag banks and the second-largest family-owned bank in the state of Iowa. Our bank family consists of team members and clients throughout Iowa who we serve in our 22 communities.
At Bank Iowa, we're proud to put people first, and we value our team members as much as our clients. We support team member development by focusing on their innate talents and developing those into areas of strength. We offer an environment where people care about each other like family. If you're looking for a career with colleagues who have the opportunity to bring their best, think big, and enable great things, Bank Iowa is the place for you.
Bank Iowa is an equal opportunity employer with a passion for creating an inclusive environment where all people are truly welcomed, valued and respected – for all of who they are – regardless of differences. All applicants will be considered for employment without regard to age, race, color, sex, pregnancy, ****** orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.
What You'll Be Doing
A Loan Assistant at Bank Iowa is responsible for preparing and assembling complete loan document packages for Consumer, Ag and Commercial borrowers while ensuring they meet bank, compliance and regulatory guidelines. Loan Assistants maintain comprehensive loan files in accordance with bank specifications. They also work closely with Relationship Managers to provide seamless, friendly and quality client service at all times.
• Compiles loan applications, organizational documents, appraisals, letters, notices, etc. for Relationship Manager review and approval.
• Prepares loan document packages using a combination of Laser Pro and bank approved templates for: Consumer, Ag and Commercial Borrowers and loans secured by title, real estate, UCC, and other various collateral types.
• Prepares notices and letters as needed for non-originated loans and troubled credits within compliance specified timelines.
• Orders title certificates, appraisals, flood determinations.
• Ensures applicable documents are successfully recorded via e-recording or at local courthouse.
• Creates and maintains accurate and comprehensive loan files in OnBase that adhere to bank loan file standards. Ensures that records are easily identifiable for lending staff and examiners.
• Receives and processes loan payments.
A Loan Assistant in Denison is generally scheduled to work between the hours of 8:30 AM to 5:00 PM.
Requirements:
Skills/Experience You'll Need
• High School Diploma/G.E.D.
• At least one-year previous work experience in a professional office setting, preference is within a financial institution processing loans.
• Ideal candidates will have a strong customer service focus, excellent verbal and written communication skills, strong attention to detail, ability to work collectively in a team environment across multiple business units, and ability to handle multiple tasks and work with client information in a confidential manner quickly and proficiently.
What you'll love about us
Our team members love working here, and the prevailing reason is this: our people. In addition to the great team you will be a part of, here are some of the other reasons why our team members love working here:
• A competitive financial package we want you to bring your best so in addition to your compensation, every team member receives a bonus opportunity, a generous 401k match, and discretionary profit sharing.
• Robust benefits and wellness - we are proud to offer health, dental and vision insurance as well as a wellness program designed to help drive down your premiums for benefits-eligible team members. Our wellness initiatives promote positive change and allow our team members to think big.
• Blending work and life – As a people-centered organization, each team member is provided a generous PTO bank. Bank Iowa team members receive 11 paid observed holidays, 100% paid parental leave, an opportunity for sabbatical leave, generous bereavement, and an employee assistance program designed to support team members throughout various stages in their lives.
• Continued learning opportunities – Bank Iowa enables great things and supports team member development at every stage of your career. Our development approach focuses on your innate talents and developing those into areas of strengths. Learning experiences are available in formal & informal training settings, as well as, on-the-job training. Development programs are available in-person and online. Our tuition reimbursement program is available to support formal education programs.
• Community Involvement – Our team members are active members of their communities and people-centered. Bank Iowa aspires to be a center of influence in each of the 22 communities we are located in. In addition to company-sponsored volunteer opportunities, we offer paid volunteer time off (VTO), which allows team members to give their time to organizations they care about, without having to use PTO.
• Recognition – Bank Iowa is proud of our team members who Live our Values. Our peer nominated recognition program presented annually, recognizes and celebrates team members who exemplified our values from the past year.
Our People-Centered Culture
At Bank Iowa our purpose is to Empower People, Inspire Success and Foster Growth. Bank Iowa is one of the leading independent Ag banks and the second-largest family-owned bank in the state of Iowa. Our bank family consists of team members and clients throughout Iowa who we serve in our 22 communities.
At Bank Iowa, we're proud to put people first, and we value our team members as much as our clients. We support team member development by focusing on their innate talents and developing those into areas of strength. We offer an environment where people care about each other like family. If you're looking for a career with colleagues who have the opportunity to bring their best, think big, and enable great things, Bank Iowa is the place for you.
Bank Iowa is an equal opportunity employer with a passion for creating an inclusive environment where all people are truly welcomed, valued and respected – for all of who they are – regardless of differences. All applicants will be considered for employment without regard to age, race, color, sex, pregnancy, ****** orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.
💡 Quick Summary
Seeking a career-building opportunity? The Loan Assistant position is now open for candidates interested in the Bank Jobs sector. This role in Denison offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
