Job Description
Job Description:
Job Title- Lending Advisory & Service (LAS), Team Loan Documentation
Location- Mumbai
Role Description
Lending Advisory & Service Germany (LAS) is part of the Trade Finance & Lending organisation of the Corporate Bank and sees itself as a partner of the business units for joint success with the client.
The Loan Documentation Germany team is closely linked to the business (Relationship Managers /Salespersons) and forms an essential interface between the Front Office, Credit Risk Management, Legal and Operations.
In addition, as part of our advisory activities, we provide our internal business partners with in-depth expertise (e.g. in complex and international cash pool and loan structures).
We are thus in constant exchange with the business partners involved in the deal. As part of the client portfolio responsibility, as well as the function as doc-owner, each team member is responsible for the preparation and negotiation of the loan agreement documentation including the commissioning of the downstream processing, as well as the supervision of the loan agreement agreements during the loan life cycle.
In addition, each team member advises and supports on structuring activities, collateral agreements and cash management issues, mainly for setting up international cash pool structures including the corresponding limit setups.
The regular tasks of the respective portfolio manager also include the preparation of complex client reports, which have to be prepared according to individual client specifications.
Furthermore, the team is responsible for the further development and harmonisation of processes through active participation in project work (e.g. E2E Lending, Unity). Special topics such as accompanying clients in the context of Brexit, supporting large transactions in Luxembourg, as well as the embassy business are also part of our range of tasks. Policy design and various control functions round off our area of responsibility.
What we'll offer you
As part of our flexible scheme, here are just some of the benefits that you'll enjoy
• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above
Your key responsibilities
• Negotiation and preparation of complex loan agreement documentation - in German and English - for demanding, multinational clients in this context, a constant exchange or close cooperation with Legal, Credit Risk Management and Relationship Management is indispensable. In order to ensure the same level of knowledge within the client deal team on an ongoing basis and to track the progress of credit documentation, regular and sometimes very spontaneous availability must be ensured.
• Advising and supporting our stakeholders with regard to new and planned transactions or changes in existing credit exposures
• Setting up and adjusting national and international cash pools to ensure the smooth flow of customer payment transactions; this also involves coordinating and ensuring at all times short-term adjustments in the limit set-up due to large-value payments in the billions (e.g. acquisition payments, dividend payments) with domestic and foreign stakeholders.
• Commissioning limit adjustments to the Cash Service Administration team based on existing approvals by Credit Risk Management and monitoring the correct implementation.
• Exercise control tasks in accordance with regulatory requirements (e.g. KYC adoption, reference interest rates).
• Responsibility for the preparation of Annex B to the balance confirmation (information on existing credit exposures and collateral)
• Active participation in shaping the future of our division through project work for the further development and harmonization of our existing processes
• Preparation of complex customer reports according to individual customer specifications
Your skills and experience
• Entrepreneurial thinking and acting, as well as high sensitivity for customer and sales requirements
• Ideally 5 years of professional experience in the banking sector
• Experience in the credit business, as well as the corresponding products and processes
• Experience in processing and preparing project tasks
• High degree of personal responsibility, flexibility and assertiveness
• Ability to work carefully and accurately even under time pressure
• Ability to manage different priorities on your own responsibility, which may have to be processed in parallel
• Willingness to adapt working hours to German core working hours (+:00am - 6:00pm CEST)
• Ability to work in a team and very good communication skills
• Confidence in using MS Office applications
• Business fluent in written and spoken German and English
How we'll support you
• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs
Job Title- Lending Advisory & Service (LAS), Team Loan Documentation
Location- Mumbai
Role Description
Lending Advisory & Service Germany (LAS) is part of the Trade Finance & Lending organisation of the Corporate Bank and sees itself as a partner of the business units for joint success with the client.
The Loan Documentation Germany team is closely linked to the business (Relationship Managers /Salespersons) and forms an essential interface between the Front Office, Credit Risk Management, Legal and Operations.
In addition, as part of our advisory activities, we provide our internal business partners with in-depth expertise (e.g. in complex and international cash pool and loan structures).
We are thus in constant exchange with the business partners involved in the deal. As part of the client portfolio responsibility, as well as the function as doc-owner, each team member is responsible for the preparation and negotiation of the loan agreement documentation including the commissioning of the downstream processing, as well as the supervision of the loan agreement agreements during the loan life cycle.
In addition, each team member advises and supports on structuring activities, collateral agreements and cash management issues, mainly for setting up international cash pool structures including the corresponding limit setups.
The regular tasks of the respective portfolio manager also include the preparation of complex client reports, which have to be prepared according to individual client specifications.
Furthermore, the team is responsible for the further development and harmonisation of processes through active participation in project work (e.g. E2E Lending, Unity). Special topics such as accompanying clients in the context of Brexit, supporting large transactions in Luxembourg, as well as the embassy business are also part of our range of tasks. Policy design and various control functions round off our area of responsibility.
What we'll offer you
As part of our flexible scheme, here are just some of the benefits that you'll enjoy
• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above
Your key responsibilities
• Negotiation and preparation of complex loan agreement documentation - in German and English - for demanding, multinational clients in this context, a constant exchange or close cooperation with Legal, Credit Risk Management and Relationship Management is indispensable. In order to ensure the same level of knowledge within the client deal team on an ongoing basis and to track the progress of credit documentation, regular and sometimes very spontaneous availability must be ensured.
• Advising and supporting our stakeholders with regard to new and planned transactions or changes in existing credit exposures
• Setting up and adjusting national and international cash pools to ensure the smooth flow of customer payment transactions; this also involves coordinating and ensuring at all times short-term adjustments in the limit set-up due to large-value payments in the billions (e.g. acquisition payments, dividend payments) with domestic and foreign stakeholders.
• Commissioning limit adjustments to the Cash Service Administration team based on existing approvals by Credit Risk Management and monitoring the correct implementation.
• Exercise control tasks in accordance with regulatory requirements (e.g. KYC adoption, reference interest rates).
• Responsibility for the preparation of Annex B to the balance confirmation (information on existing credit exposures and collateral)
• Active participation in shaping the future of our division through project work for the further development and harmonization of our existing processes
• Preparation of complex customer reports according to individual customer specifications
Your skills and experience
• Entrepreneurial thinking and acting, as well as high sensitivity for customer and sales requirements
• Ideally 5 years of professional experience in the banking sector
• Experience in the credit business, as well as the corresponding products and processes
• Experience in processing and preparing project tasks
• High degree of personal responsibility, flexibility and assertiveness
• Ability to work carefully and accurately even under time pressure
• Ability to manage different priorities on your own responsibility, which may have to be processed in parallel
• Willingness to adapt working hours to German core working hours (+:00am - 6:00pm CEST)
• Ability to work in a team and very good communication skills
• Confidence in using MS Office applications
• Business fluent in written and spoken German and English
How we'll support you
• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs
💡 Quick Summary
Seeking a career-building opportunity? The Loan Documentation Specialist | Associate|AVP position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
