Loan Officer- Micro Banking

💰 ₹18,000 - ₹28,800 (Est.) 📍 Bangalore ⏰ Part Time 🕐 5 days ago

Job Description

B
BANK OF BARODA


Government Job :- Bank of Baroda - Business Correspondent Supervisor Recruitment in hoskote, karnataka - 2026
BANK OF BARODA • Hoskote, Karnataka • via Search For Jobs Hiring In India - 2026
7 hours ago
₹35K–₹1L a month
Full–time and Part-time
No Degree Mentioned
Apply on Search For Jobs Hiring In India - 2026
Job description
Government Job :- Bank of Baroda - Business Correspondent Supervisor Recruitment in hoskote, karnataka - 2026 Bank of Baroda (BOB) Recruitment : Business Correspondent Supervisor Are you looking for a dynamic opportunity to work with one of India’s leading banks? Bank of Baroda (BOB) has announced recruitment for the position
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confidential


Loan Officer- Micro Banking
confidential • Bengaluru, Karnataka • via BeBee
18 hours ago
Full–time
No Degree Mentioned
Apply on BeBee
Job description
Business/ Financials
• Develop and execute strategies to acquire new unsecured loan customers
• Collaborate with the liabilities team to cross-sell unsecured loans
• Follow up on leads provided by team various channels within defined TAT
• Achieve monthly loan disbursement targets through acquisition of new customers and conversion of existing customers
• Coordinate with Products & Marketing department to carry out marketing drives at his/her assigned and catchment areas for unsecured loans
• Prospect new customers, maintain database of the leads, meet & convert select prospects and manage the relationship thereafter
• Attend center meetings to generate leads for Unsecured loans and actively driving conversion of existing borrowing customers into SBL customer
• Cross sell other products of Ujjivan and pass quality leads to respective officers/staff
• Share customer insights/product related feedback with the Branch Head and Area Manager Microfinance
• Provide inputs pertaining to revision of product and credit policies to the respective teams on the basis of geography specific considerations

Customer
• Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services and establish professional relationship with them, with a long-term perspective
• Conduct the appraisal process of potential customers in a courteous manner without compromising quality
• Guarantee confidential treatment of all the information gathered from customers

Internal Process
• Carry out the pre and post-loan activities related to Unsecured loans, perform simple financial analysis, present the loan applications to the sanctioning authority by adhering to the set TAT & prioritize repayment of loans to maintain best portfolio quality
• Visit the customers business and residential place to conduct thorough assessment/evaluation, following standard operation procedures. Analyze and evaluate loan applications to determine the situation of business, establish risks, determine the capacity of repayment and adequate loan amount for the customers needs and also evaluate the family situation and stability
• Cooperate with credit department in case of identifying discrepancies or problems in customers information, reports, etc.
• Coordinate with Liabilities team if applicable, to ensure bank accounts are opened/activated to disburse loan amount and necessary standing instructions to repay monthly disbursements and provide savings tool to customers
• Perform loan utilization check and follow up on disbursed loans, especially of the ones not paying on time
• In case of arrears, visits customers for loan recovery and coordinate with collections officer to update the status periodically

Learning & Innovation
• Maintain up to date knowledge of Unsecured loans as well as a working knowledge of other products offered in branch
• Inform Branch Head about demand in the assigned area as well as on competition on a regular basis
• Ensure adherence to training man-days/ mandatory training programs for self
• Ensure goal setting, mid-year review and performance appraisal processes are completed within specified timelines

💡 Quick Summary

Seeking a career-building opportunity? The Loan Officer- Micro Banking position is now open for candidates interested in the Bank Jobs sector. This role in Bangalore offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

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Job Details

Company Name: confidential

Frequently Asked Questions

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The expected salary for Loan Officer- Micro Banking in Bangalore is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Loan Officer- Micro Banking is an on-site position based in Bangalore. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Loan Officer- Micro Banking. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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