Job Description
Roles & Responsibilities:
- This role is responsible to advise the company on any potential risks to the company's profitability.
- It entails identifying and assessing threats, as well as devising alternate courses of action to avoid, mitigate, or transfer risks.
- Will manage Risk Policy and Portfolio Monitoring
- Responsible for designing and implementing policies and processes to help the organization lower its credit risk and to construct financial models that estimate the organization's credit risk exposure and oversee the creation of performance reports for management.
- Responsible for mitigating losses caused by a buyer's failure to pay
- Be in charge of an unsecured lending portfolio and constantly optimizing risk strategy for acquisition, fraud, and collection.
Must-Haves :
- Keen to look at talent from organizations like MSME centric NBFC/ Fintech/Bank Management Graduates from top tier institutes with 2-4 years experience.
- Must have good understanding of scorecard-based credit decisioning models
- Should Have exposure to products like Unsecured Loans (Business Loans and retail supply chain finance with experience across traditional and new age platforms
- Deep understanding of risk and its various dimensions like operational risk, credit risk, and market risk, etc
- This role is responsible to advise the company on any potential risks to the company's profitability.
- It entails identifying and assessing threats, as well as devising alternate courses of action to avoid, mitigate, or transfer risks.
- Will manage Risk Policy and Portfolio Monitoring
- Responsible for designing and implementing policies and processes to help the organization lower its credit risk and to construct financial models that estimate the organization's credit risk exposure and oversee the creation of performance reports for management.
- Responsible for mitigating losses caused by a buyer's failure to pay
- Be in charge of an unsecured lending portfolio and constantly optimizing risk strategy for acquisition, fraud, and collection.
Must-Haves :
- Keen to look at talent from organizations like MSME centric NBFC/ Fintech/Bank Management Graduates from top tier institutes with 2-4 years experience.
- Must have good understanding of scorecard-based credit decisioning models
- Should Have exposure to products like Unsecured Loans (Business Loans and retail supply chain finance with experience across traditional and new age platforms
- Deep understanding of risk and its various dimensions like operational risk, credit risk, and market risk, etc
💡 Quick Summary
Seeking a career-building opportunity? The Locofast | Manager | Credit Underwriting |2|4 yrs position is now open for candidates interested in the Bank Jobs sector. This role in New Delhi, offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
