Job Description
The Bank Forte
Mission to provide innovative financing solutions for customers.
About the Role:
We are seeking an experienced Underwriting and Risk Management Expert to join our team as a Branch Credit Manager for Medical Equipment Funding loans. This role will be responsible for evaluating loan applications, managing credit policies, and ensuring the quality of the loan portfolio.
Main Responsibilities:
• Evaluate and underwrite MEF loan cases to ensure compliance with company's credit policies and risk appetite.
• Make optimal use of Loan Origination System (LOS) and Loan Management System (LMS) to streamline credit process and enhance efficiency.
• Maintain and improve credit Turnaround Time (TAT) to ensure timely loan approvals.
• Manage credit underwriting processes in strict adherence to company's policies and guidelines.
• Monitor delinquency rates and Non-Performing Assets (NPA) to keep them within budgeted levels.
• Ensure credit costs are managed within approved budgets.
• Provide feedback to Credit Policy team based on underwriting experience to improve credit policies and procedures.
• Perform data slicing, analysis, and publish relevant reports to support decision-making.
• Ensure all Post Disbursement Documents (PDDs) are collected and monitored effectively.
• Conduct thorough industry analysis to stay updated on trends and risks affecting MEF and SFP loan segments.
• Implement Key Performance Indicators (KPIs): Turnaround Time (TAT), Portfolio Quality, Quality of Appraisal, Cost Management, Implementation of Processes.
Requirements:
We require a minimum 3-5 years of experience in Credit Underwriting. The ideal candidate should have Positive, pro-business attitude, Excellent analytical skills, Strong communication and presentation skills, In-depth product knowledge, Ability to understand asset types and their viability, Proficiency in reading and understanding legal and technical reports and valuations related to financed properties.
Personal Attributes:
• Excellent presentation skills.
• Strong communication skills.
• High level of analytical ability.
• Sincere and dedicated.
• Effective liaising skills.
Mandatory Education Qualification:
Chartered Accountant (CA).
Mission to provide innovative financing solutions for customers.
About the Role:
We are seeking an experienced Underwriting and Risk Management Expert to join our team as a Branch Credit Manager for Medical Equipment Funding loans. This role will be responsible for evaluating loan applications, managing credit policies, and ensuring the quality of the loan portfolio.
Main Responsibilities:
• Evaluate and underwrite MEF loan cases to ensure compliance with company's credit policies and risk appetite.
• Make optimal use of Loan Origination System (LOS) and Loan Management System (LMS) to streamline credit process and enhance efficiency.
• Maintain and improve credit Turnaround Time (TAT) to ensure timely loan approvals.
• Manage credit underwriting processes in strict adherence to company's policies and guidelines.
• Monitor delinquency rates and Non-Performing Assets (NPA) to keep them within budgeted levels.
• Ensure credit costs are managed within approved budgets.
• Provide feedback to Credit Policy team based on underwriting experience to improve credit policies and procedures.
• Perform data slicing, analysis, and publish relevant reports to support decision-making.
• Ensure all Post Disbursement Documents (PDDs) are collected and monitored effectively.
• Conduct thorough industry analysis to stay updated on trends and risks affecting MEF and SFP loan segments.
• Implement Key Performance Indicators (KPIs): Turnaround Time (TAT), Portfolio Quality, Quality of Appraisal, Cost Management, Implementation of Processes.
Requirements:
We require a minimum 3-5 years of experience in Credit Underwriting. The ideal candidate should have Positive, pro-business attitude, Excellent analytical skills, Strong communication and presentation skills, In-depth product knowledge, Ability to understand asset types and their viability, Proficiency in reading and understanding legal and technical reports and valuations related to financed properties.
Personal Attributes:
• Excellent presentation skills.
• Strong communication skills.
• High level of analytical ability.
• Sincere and dedicated.
• Effective liaising skills.
Mandatory Education Qualification:
Chartered Accountant (CA).
💡 Quick Summary
Seeking a career-building opportunity? The Machinery Loans Credit Specialist position is now open for candidates interested in the Bank Jobs sector. This role in New Delhi offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
