Job Description
Manager - Credit Risk Management Analytics
Standard Chartered
Bengaluru, Karnataka
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12 hours agoFull–time
Role Responsibilities High level Role Description o Conduct portfolio analytics and deep dives as required by country/regional/Group Retail Credit. Develop credit strategies across the customer lifecycle of Origination, Portfolio Mgmt and Collections. o Create insights for Retail Risk by studying portfolio trends, performing necessary analytics such as segmentation, profiling, cut-off setting, stress testing, sensitivity analyses o Timely identification of shifts in portfolio risk profile and re-aligning risk-measurement tools for effectiveness and continuously enhance data-driven credit decisions o Provide analytical support to various Risk Reviews, perform adhoc analytical requests to support policy changes o Participate in selective strategic initiatives to build and enhance Group&rsquos in-house analytics capabilities Competency expected in role o Strong logical reasoning ability. Ability to perform various industry standard complex statistical analysis in relation to credit risk problems o Ability to work with data organized across platforms and formats (RDBMS tables, SAS datamarts, Excel spreadsheets, text files) o Ability to bring out meaningful and actionable insights from unstructured data e.g. transaction data o Ability to blend in existing BAU analytical projects and processes in a seamless manner o Maintaining the desired quality of analytics within stipulated timeframe o Ability to work with multiple departments and stakeholders within the Bank to achieve end results Key Stakeholders o Head CRM Analytics o Head CRM Secured, Unsecured o Global Head Credit Risk Management (Retail) o Country Credit Head, Country CRM Head o Regional Credit Officers/CROs Key Measurable: o No direct business targets on asset growth or portfolio profitability o Timely and accurate analytical insights to support good portfolio growth and optimized risk return decisions Our Ideal Candidate Advanced degree (preferably Masters) in a Quantitative Discipline (e.g. Math, Stat, Eco, Engineering, Finance, MBA) 2-6 years desired relevant work experience About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
💡 Quick Summary
Seeking a career-building opportunity? The Manager | Credit Risk Management Analytics position is now open for candidates interested in the Bank Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
