Job Description
Job : Retail Banking
Primary Location : Asia-India-Mumbai
Schedule : Full-time
Employee Status : Permanent
Posting Date : 22/May/2026, +:2+:28 AM
Unposting Date : Ongoing
The Role Responsibilities
Job Role
Drive payment ecosystem and attachment rate across various payments activities like UPI, Bill pay, Netbanking.
Strategy
Drive Payment link penetration on portfolio
UPI Activation Management
UPI Spend Management
Net Banking Payment Activation Management
Net Banking Payment Spend Management
BillPay Activation Management and regitration
BillPay Spend Management
SI on savings accounts
Campaign management and fulfilment
Payment linked revenue and cost tracking
Vendor tie up and management
NTB account CLCM design for payments for EB and non EB
Payment gateway tie-ups
Business
Attachment rate to drive all digital initiatives.
Revenue tracking and cost management.
Vendor tie-ups.
Regulatory notifications and BO advisory.
Processes
Ensure timely levy of all service charges by overseeing monthly charging process and coordinating with multiple stakeholders.
Handle all customer escalations related to payments.
Assist frontline in driving attachment rates as well digital penetration.
Identify and plug any existing process gaps to ensure smooth functioning - For Deposit Products.
Risk Management
Own and Mitigate Risk management elements of all associated business and processes.
Ensure proactive risk analysis and management.
Governance
Manage all regulatory reporting pertaining to Deposits.
Represent Product team in all Audit related issues on Service charges.
Manage all regulatory submissions related to service charges.
Regulatory and Business Conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment].
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association.
Key Stakeholders
Products and Segments
NR Channel
Branches
Digital Banking
Finance
SBIM
Payments team
Contact centre
Our Ideal Candidate
Graduate or post graduate with 3 to 4 years of experience in banking / financial / consulting services domain.
Any certification on data, digital product management.
Role Specific Technical Competencies
MS Office
Product management
P & L management
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
Flexible working options based around home and office locations, with flexible working patterns
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Primary Location : Asia-India-Mumbai
Schedule : Full-time
Employee Status : Permanent
Posting Date : 22/May/2026, +:2+:28 AM
Unposting Date : Ongoing
The Role Responsibilities
Job Role
Drive payment ecosystem and attachment rate across various payments activities like UPI, Bill pay, Netbanking.
Strategy
Drive Payment link penetration on portfolio
UPI Activation Management
UPI Spend Management
Net Banking Payment Activation Management
Net Banking Payment Spend Management
BillPay Activation Management and regitration
BillPay Spend Management
SI on savings accounts
Campaign management and fulfilment
Payment linked revenue and cost tracking
Vendor tie up and management
NTB account CLCM design for payments for EB and non EB
Payment gateway tie-ups
Business
Attachment rate to drive all digital initiatives.
Revenue tracking and cost management.
Vendor tie-ups.
Regulatory notifications and BO advisory.
Processes
Ensure timely levy of all service charges by overseeing monthly charging process and coordinating with multiple stakeholders.
Handle all customer escalations related to payments.
Assist frontline in driving attachment rates as well digital penetration.
Identify and plug any existing process gaps to ensure smooth functioning - For Deposit Products.
Risk Management
Own and Mitigate Risk management elements of all associated business and processes.
Ensure proactive risk analysis and management.
Governance
Manage all regulatory reporting pertaining to Deposits.
Represent Product team in all Audit related issues on Service charges.
Manage all regulatory submissions related to service charges.
Regulatory and Business Conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment].
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association.
Key Stakeholders
Products and Segments
NR Channel
Branches
Digital Banking
Finance
SBIM
Payments team
Contact centre
Our Ideal Candidate
Graduate or post graduate with 3 to 4 years of experience in banking / financial / consulting services domain.
Any certification on data, digital product management.
Role Specific Technical Competencies
MS Office
Product management
P & L management
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
Flexible working options based around home and office locations, with flexible working patterns
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
💡 Quick Summary
Seeking a career-building opportunity? The Manager| Deposits Product Payments position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
