Job Description
Work Location:
Toronto, Ontario, Canada
Hours:
37.5
Line of Business:
Risk Management
Pay Details:
$+1,200 - $136,800 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
The Group Risk Specialist will report into the Senior Manager, Risk Assessment & Reporting (RA&R), and will represent the second line of defence, 2A role.
This role will conduct independent oversight, challenge, review and assessment of major financial risks including: credit, market, liquidity and capital adequacy risks as they pertain to TDI. The candidate will act as a subject matter expert in providing guidance and oversight on financial risk related matters, support ongoing risk management activities and partner with key stakeholders to strengthen TDI's control environment.
Accountabilities include the following:
Enhance and maintain risk oversight processes to identify, assess gaps/opportunities and recommend enhancements to proactively manage current and emerging financial risks.
Monitor risk appetite indicators to ensure that risk appetite results are aligned with the Bank's strategic plan and embedded in day-to-day operations.
Leverage programs, frameworks or other risk sources that help identify and assess financial risks, including but not limited to risk appetite, top and emerging risk, KI, risk events, policy attestations, audit findings, industry events.
Build strong relationships and provide proactive thought leadership, advice and communications to stakeholders ensuring that risk issues are identified, understood and managed effectively.
Participate in review and challenge of policies for design and operating effectiveness resulting from regulatory changes, monitoring and metrics, management request or other triggering events.
Be a value-add risk oversight partner and work closely with other risk and control groups while actively engaged in independent challenge and review assessments ensuring appropriate documented challenge.
Special ad hoc initiatives that may be driven by industry external risk events, required by regulators or senior leadership team.
Job Requirements
University degree or certificate in related business field, Risk Management, Insurance, oversight area etc. or compensating work experience. Knowledge of and experience in overseeing financial risks and Insurance business an asset.
Excellent stakeholder and relationship management skills.
Strong analytical and strategic thinking skills and can synthesize or analyze related financial and non-financial data to provide a holistic view of risk following in-depth analysis; elevate the results for executive's consumption.
Strong problem-solving skills, ability to connect the dots and proactively identify risks/issues and recommend solutions.
Ability to take full ownership of assigned responsibilities, including attention to details, managing and meeting various deadlines, anticipating senior management's questions and presenting recommendations to audience with different background.
Strong attention to detail and the ability to consider how work underway impacts other areas/projects.
Critical thinking skill and curiosity to engage with our business partners and understand work from across the business.
Ability to work in ambiguity, must be flexible to deal with changes in a fast paced and new environment, working closely with peers where subject matter expertise is required.
Willingness to learn and challenge status-quo.
Excellent verbal and written communication skills.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than +5,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
Toronto, Ontario, Canada
Hours:
37.5
Line of Business:
Risk Management
Pay Details:
$+1,200 - $136,800 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
The Group Risk Specialist will report into the Senior Manager, Risk Assessment & Reporting (RA&R), and will represent the second line of defence, 2A role.
This role will conduct independent oversight, challenge, review and assessment of major financial risks including: credit, market, liquidity and capital adequacy risks as they pertain to TDI. The candidate will act as a subject matter expert in providing guidance and oversight on financial risk related matters, support ongoing risk management activities and partner with key stakeholders to strengthen TDI's control environment.
Accountabilities include the following:
Enhance and maintain risk oversight processes to identify, assess gaps/opportunities and recommend enhancements to proactively manage current and emerging financial risks.
Monitor risk appetite indicators to ensure that risk appetite results are aligned with the Bank's strategic plan and embedded in day-to-day operations.
Leverage programs, frameworks or other risk sources that help identify and assess financial risks, including but not limited to risk appetite, top and emerging risk, KI, risk events, policy attestations, audit findings, industry events.
Build strong relationships and provide proactive thought leadership, advice and communications to stakeholders ensuring that risk issues are identified, understood and managed effectively.
Participate in review and challenge of policies for design and operating effectiveness resulting from regulatory changes, monitoring and metrics, management request or other triggering events.
Be a value-add risk oversight partner and work closely with other risk and control groups while actively engaged in independent challenge and review assessments ensuring appropriate documented challenge.
Special ad hoc initiatives that may be driven by industry external risk events, required by regulators or senior leadership team.
Job Requirements
University degree or certificate in related business field, Risk Management, Insurance, oversight area etc. or compensating work experience. Knowledge of and experience in overseeing financial risks and Insurance business an asset.
Excellent stakeholder and relationship management skills.
Strong analytical and strategic thinking skills and can synthesize or analyze related financial and non-financial data to provide a holistic view of risk following in-depth analysis; elevate the results for executive's consumption.
Strong problem-solving skills, ability to connect the dots and proactively identify risks/issues and recommend solutions.
Ability to take full ownership of assigned responsibilities, including attention to details, managing and meeting various deadlines, anticipating senior management's questions and presenting recommendations to audience with different background.
Strong attention to detail and the ability to consider how work underway impacts other areas/projects.
Critical thinking skill and curiosity to engage with our business partners and understand work from across the business.
Ability to work in ambiguity, must be flexible to deal with changes in a fast paced and new environment, working closely with peers where subject matter expertise is required.
Willingness to learn and challenge status-quo.
Excellent verbal and written communication skills.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than +5,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
💡 Quick Summary
Seeking a career-building opportunity? The Manager III (ATH 30+6) position is now open for candidates interested in the Bank Jobs sector. This role in Toronto offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
