Job Description
About Us:
MUFG Bank, Ltd. is Japan’s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Bank’s parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to be the world’s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges.
MUFG Global Service Private Limited:
Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC/ AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG’s global network across Americas, EMEA and Asia Pacific
About the Role:
Position Title: Manager – US Financial Institutions
Corporate Title: AVP
Location: Mumbai
Job Profile
Key Responsibilities:
The key areas of responsibilities are as follows:
• Manage a portfolio of 35-40 FI clients and undertake objective detailed due diligence of borrowers / industry.
• Managing end to end annual renewal of limits and borrower ratings as per the Banks credit processes and procedures collaborating with other stakeholders (Relationship Managers, Product teams and Credit Officers / Approvers).
• Covenant checks and periodic monitoring reports.
• Preparation of periodic sector reports and stress tests of the portfolio (e.g. Tariff impact, exchange rate volatility, liquidity crisis)
• Support Relationship Managers / Credit Officers on adhoc requests related to new transactions or other portfolio reviews.
• Support in preparation of presentations for Management reporting, Credit Committee meetings etc.
• Audit management – Internal, External including regulatory inspections (Credit Examination, JFSA / OCC / BoJ / FED / Statutory etc.)
• Maintenance of credit files as per Banks procedures and requirements.
Essential Skills:
• Strong understanding of financial statements / credit analysis of Financial Institutions eg Bank / Insurance and other NBFIs.
• Ability to understand macroeconomic environment and assessing impact on the borrowers / portfolio.
• Knowledge of Bloomberg / CapIQ / SNL and similar systems.
• Must possess excellent communication and report writing skills.
• Strong team player with attention to detail, collaborative attitude and diligent.
• Prior experience of managing FI portfolio in a similar set up is necessary. Exposure to US/LATAM/Canada markets will be an added advantage.
• Attention to details, sensitivity towards timelines and problem-solving mindset.
Qualification:
• MBA / equivalent from a premier institute
• CA/ CFA/ FRM
Experience:
• FI credit analyst working in a Global Capability Centre (GCC) / Centre of Excellence (CoE) set up. Existing exposure to US / LATAM / Canada / APAC / EMEA markets will be an added advantage.
• Manager – 6 to + years’ relevant experience
💡 Quick Summary
Seeking a career-building opportunity? The Manager - US Financial Institutions [T500-1753+] position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
