Job Description
Some Careers grow faster than others.
If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.
HSBC is one of the largest banking and financial services organizations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions.
We are currently seeking an experienced professional to join our team in the role of Manager – Wholesale Credit Review
Why join us?
Wholesale Credit Review Unit is one of the teams which falls under Group Wholesale and Market Risk and reports to the Group Chief Risk Officer.
Global Wholesale Credit Risk Review is a dedicated second line of defence function in providing an independent and rigorous assessment of Wholesale Credit Risk on a continuous basis across the HSBC Group.
The team in India undertakes regional credit reviews along with providing support to the Credit Risk Review teams to conduct portfolio reviews across Asia Pacific, Middle East, UK, Europe North America and HASE Bank.
The Opportunity
The role holder will have to support credit reviews of various counterparties within the allocated region (including Global Banking/ Large Corporates, Commercial Banking and Financial Institutions Group), identify policy breaches or potential/emerging risks and make suitable recommendations for remedial action to protect HSBC’s lending position and minimize potential credit losses.
Roles and Responsibilities
Analysis of various counterparties within Banking/CMB/FIG book to ensure that risks are thoroughly assessed by lending executives, make proper credit judgments with emphasis on integrity of Credit Risk Rating (CRR), maintenance of satisfactory credit standards and controls, exercise of correct delegated lending authorities and adherence to all other credit standards prescribed in policy.
Manage workflows independently during various Full Scope Review or Limited Scope Reviews.
Ensure timely and good quality delivery of the various workflows that are allotted to the offshore team.
Ensure adherence to operating procedures in line with Global Credit Risk Review as well as Region specific policies.
Identify streamlining opportunities in the Credit Review process.
Development of MI for monitoring & reporting of the quality / quantity of outputs.
Maintain effective working relationships with Credit Risk Review team in Hong Kong as well as Relationship Managers and Lending Executives across the region by delivering value added service and establish rapport and credibility.
Ensure quality of work, for both self and the team, adherence to workflow timelines and timely submission of management information.
Drive a high-performance culture within the team by displaying high engagement levels and ensure business continuity and stability.
Requirements
Academics – Graduate or Post Graduate degree in commerce/ economics/ management/ engineering. Qualifications in Finance/ CA/ CFA/ ICWA/ CS/ CAIIB preferred.
4+ years of relevant experience in Corporate / SME Credit in a reputed Bank/ Financial Institution.
Strong experience of Credit Appraisal, Credit Approvals in Small and medium banking, Mid corporate or Large Corporate, wholesale approvals required only
Thorough understanding of Group Lending Guidelines, as well as various corporate banking and treasury products, familiarity with other specialized lending areas such as Commodity and Structured Trade Finance as well as the latest financing structures in the market.
Strong understanding of financial statement analysis and credit lending products
Analytical skills to quickly interpret data & facts to arrive at meaningful conclusions
Excellent interpersonal, communication and negotiation skills
You’ll achieve more when you join HSBC.
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment.
We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, ****** orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.”
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
Issued By HSBC Electronic Data Processing (India) Private LTD
If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.
HSBC is one of the largest banking and financial services organizations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions.
We are currently seeking an experienced professional to join our team in the role of Manager – Wholesale Credit Review
Why join us?
Wholesale Credit Review Unit is one of the teams which falls under Group Wholesale and Market Risk and reports to the Group Chief Risk Officer.
Global Wholesale Credit Risk Review is a dedicated second line of defence function in providing an independent and rigorous assessment of Wholesale Credit Risk on a continuous basis across the HSBC Group.
The team in India undertakes regional credit reviews along with providing support to the Credit Risk Review teams to conduct portfolio reviews across Asia Pacific, Middle East, UK, Europe North America and HASE Bank.
The Opportunity
The role holder will have to support credit reviews of various counterparties within the allocated region (including Global Banking/ Large Corporates, Commercial Banking and Financial Institutions Group), identify policy breaches or potential/emerging risks and make suitable recommendations for remedial action to protect HSBC’s lending position and minimize potential credit losses.
Roles and Responsibilities
Analysis of various counterparties within Banking/CMB/FIG book to ensure that risks are thoroughly assessed by lending executives, make proper credit judgments with emphasis on integrity of Credit Risk Rating (CRR), maintenance of satisfactory credit standards and controls, exercise of correct delegated lending authorities and adherence to all other credit standards prescribed in policy.
Manage workflows independently during various Full Scope Review or Limited Scope Reviews.
Ensure timely and good quality delivery of the various workflows that are allotted to the offshore team.
Ensure adherence to operating procedures in line with Global Credit Risk Review as well as Region specific policies.
Identify streamlining opportunities in the Credit Review process.
Development of MI for monitoring & reporting of the quality / quantity of outputs.
Maintain effective working relationships with Credit Risk Review team in Hong Kong as well as Relationship Managers and Lending Executives across the region by delivering value added service and establish rapport and credibility.
Ensure quality of work, for both self and the team, adherence to workflow timelines and timely submission of management information.
Drive a high-performance culture within the team by displaying high engagement levels and ensure business continuity and stability.
Requirements
Academics – Graduate or Post Graduate degree in commerce/ economics/ management/ engineering. Qualifications in Finance/ CA/ CFA/ ICWA/ CS/ CAIIB preferred.
4+ years of relevant experience in Corporate / SME Credit in a reputed Bank/ Financial Institution.
Strong experience of Credit Appraisal, Credit Approvals in Small and medium banking, Mid corporate or Large Corporate, wholesale approvals required only
Thorough understanding of Group Lending Guidelines, as well as various corporate banking and treasury products, familiarity with other specialized lending areas such as Commodity and Structured Trade Finance as well as the latest financing structures in the market.
Strong understanding of financial statement analysis and credit lending products
Analytical skills to quickly interpret data & facts to arrive at meaningful conclusions
Excellent interpersonal, communication and negotiation skills
You’ll achieve more when you join HSBC.
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment.
We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, ****** orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.”
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
Issued By HSBC Electronic Data Processing (India) Private LTD
💡 Quick Summary
Seeking a career-building opportunity? The Manager | Wholesale Credit Review position is now open for candidates interested in the Bank Jobs sector. This role in Hyderabad offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.