Mortgage Disclosure Desk Specialist
Job details
Job description, work day and responsibilities
Description:
Mortgage Disclosure Desk Specialist
Spokane, WA
MUST HAVE Prior Mortgage Disclosure Experience
MUST HAVE strong attention to detail
Sunflower Bank is looking for an energetic, highly motivated individual to fill the position of a full-time Mortgage Disclosure Desk Specialist at our Spokane, WA location.
Seeking an individual who pays close attention to specifics, meticulously examines all aspects of a task, and ensures that nothing is overlooked. Additionally effectively completing all work with a high level of accuracy and precision
Summary
The Disclosure Desk Specialist is responsible for initial and ongoing TILA/RESPA Integrated Disclosures (TRID) and State Compliance related to consumer-facing disclosures.
Responsibilities
• Send accurate disclosures out within the regulated timeframe.
• Monitor Disclosure Pipeline and reporting for required TRID/ECOA/RESPA disclosures.
• Communicate with MLO and Production Partner (LOA) to ensure delivery of disclosures are completed within regulations.
• Send electronic disclosures to clients who have elected to receive electronic disclosures.
• Mail disclosures to applicants who have opted to not receive electronic disclosures.
• Review file disclosures for completeness and accuracy before sending.
• Work with Ellie Mae Encompass to disclose loans electronically or print disclosures for delivery by mail.
• Monitor centralized Disclosure Desk emails for questions.
• Monitor Change of Circumstance (COC) Emails for needed disclosures including lock-in disclosures.
• Review all lock confirms to ensure loans are re-disclosed properly within time frames.
• Review all changes to determine whether revised TRID Disclosures (Loan Estimate and COC Disclosure) are necessary due to valid COC.
• Review all calculated fees for each change in circumstance (Loan Amount Increase).
• Issue revised disclosures to customer due to any change in circumstances required.
• Document COC in all files.
Education / Experience Required
• Bachelor’s Degree with major course work in a discipline related to the requirements of the position preferred but not required.
• 1 or more years of directly related experience and training.
• Direct experience with Ellie Mae Encompass, preferred.
• Common knowledge and experience with residential mortgage lending and the following loan types:
• Conventional/Confirming
• FHA (HUD)
• VA (Dept. of Veterans Affairs)
• USDA (Rural Development)
• Familiarity with and knowledge of regulatory governance concerning the following:
• Universal Residential Loan Application (URLA)
• TILA/RESPA Integrated Disclosures (TRID)
• Equal Credit Opportunity Act (ECOA)
• Real Estate Settlement Procedures Act (RESPA)
Salary comp range is 55-64k Pay is dependent on knowledge, skills, abilities, experience, and location.
Sunflower Bank Benefits
Employees enjoy outstanding benefits, including:
• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more employee perks & incentives!
People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.
If you qualify, apply online at www.sunflowerbank.com/careers.
You’ve never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
Mortgage Disclosure Desk Specialist
Spokane, WA
MUST HAVE Prior Mortgage Disclosure Experience
MUST HAVE strong attention to detail
Company address
You will be redirected to another website to apply.
Offer ID: #996433,
Published: 5 days ago,
Company registered: 1 year ago
