Mortgage Loan Processor/Closer (5-8 Years Mortgage/Banking Preferred) - Athens, Georgia
United Community
Teller II
United Community • Snellville, GA, United States • via LinkedIn
23 hours ago
$33,800–$3+,068 a year
Full–time
No Degree Mentioned
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Job highlights
Identified by Google from the original job post
Qualifications
1+ years of previous banking or cash handling experience
Demonstrated analytical, accuracy, and problem-solving skills
Strong verbal and written interpersonal communication skills
3 more items(s)
Responsibilities
In addition to assisting with everyday transactions, you will support customers with their financial wellness by having needs-based conversations, identifying appropriate solutions
Drive proactive needs-based sales conversations through interactions, including service to sales, teller interactions and appointment setting
Assist customers financially by delivering loan products, while ensuring packages are correct and complete to minimize exceptions
5 more items(s)
Job description
United Community is seeking a highly skilled Universal Banker at our Fairburn, GA location. As a Universal Banker, you will have the opportunity to deliver excellent experiences for customers and prospects. In addition to assisting with everyday transactions, you will support customers with their financial wellness by having needs-based conversations, identifying appropriate solutions. Depending on your experience, you may be considered for either a Universal Banker I or II position.
What You’ll Do
• Drive proactive needs-based sales conversations through interactions, including service to sales, teller interactions and appointment setting
• Assist customers financially by delivering loan products, while ensuring packages are correct and complete to minimize exceptions
• Identify opportunities and make referrals cross-sell banking products and services, to other areas of the bank
• Educate customers on options for managing transactions using technology and all other tools and resources available
• Apply product and service knowledge to effectively solve customer problems
• Process deposits, withdrawals, and other routine transactions with accuracy and confidentiality
• Ensure adherence to banking regulations and internal policies
Requirements For Success
• 1+ years of previous banking or cash handling experience
• Demonstrated analytical, accuracy, and problem-solving skills
• Strong verbal and written interpersonal communication skills
• Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
Preferred Knowledge And Skills
• NMLS License preferred
• Current Notary Public Certification preferred
Conditions Of Employment
• Must be able to pass a criminal background & credit check
• This is a full-time, non-remote position
Ready to take your career to the next level? Apply now and become a vital part of our team!
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, ****** orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
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Pinnacle Bank
Mortgage Loan Processor/Closer (5-8 Years Mortgage/Banking Preferred) - Athens, Georgia
Pinnacle Bank • Athens, GA, United States • via Indeed
23 hours ago
Full–time
No Degree Mentioned
Apply on Indeed
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Job highlights
Identified by Google from the original job post
Qualifications
An operations team member should both be proficient in processing & closing Conventional, FHA, VA and USDA loans, purchases as well as refinances
An Operations colleague should be able to manage a pipeline up to 30 – 40 loans
High School diploma
25 more items(s)
Benefits
Pay: From $23.00 per hour
Expected hours: 37 – 40 per week
401(k) matching
12 more items(s)
Responsibilities
The Mortgage Operations - Loan Processor / Closer is responsible for the accuracy of loan packages, ensuring guidelines are met and loans are closed in compliance with State, Federal, TILA and RESPA regulations as well as applicable policy and investor requirements
The team member is responsible for being a back-up for processing loan application packages according to compliance guidelines and regulations, submitting files to underwriting, clearing issues and coordinating closings, and will support post-closing processes as needed
In addition, responsible for managing relationships with appraisal vendor management companies, insurance agents, attorneys and other related third parties to ensure the most efficient closing for the borrower
3 more items(s)
Job description
For your application to be considered for employment, please apply online at https://www.pinnaclebank.com/about/
JOB DESCRIPTION
Employer Department
Pinnacle Bank Mortgage
Job title
Mortgage Operations - Loan Processor / Closer
Exemption status
Non-Exempt
Supervised by
Mortgage Operations Manager
Job Summary
The Mortgage Operations - Loan Processor / Closer is responsible for the accuracy of loan packages, ensuring guidelines are met and loans are closed in compliance with State, Federal, TILA and RESPA regulations as well as applicable policy and investor requirements. The team member is responsible for being a back-up for processing loan application packages according to compliance guidelines and regulations, submitting files to underwriting, clearing issues and coordinating closings, and will support post-closing processes as needed. In addition, responsible for managing relationships with appraisal vendor management companies, insurance agents, attorneys and other related third parties to ensure the most efficient closing for the borrower. Also responsible for reviewing all closed mortgage loans to ensure compliance with regulatory requirements and conformance with Bank policies; keeping accurate records of status and communication on every file; refining procedures as necessary.
The Mortgage Op Processor / Closer sis responsible for the accuracy of loan packages, ensuring guidelines are met and loans are closed in compliance with State, Federal, TILA and RESPA regulations as well as applicable policy and investor requirements.
An operations team member should both be proficient in processing & closing Conventional, FHA, VA and USDA loans, purchases as well as refinances. An Operations colleague should be able to manage a pipeline up to 30 – 40 loans.
The employee will support the bank's strategic goals, vision, mission, core values, service standards and service philosophy in actions, words and deeds.
Skills, Knowledge, Talents
Education
High School diploma
Prior Experience
Prior banking and loan experience needed; 5-8 years mortgage loan processing & closing experience required.
Required Skills & Talent
Must have a basic knowledge of the bank's products and services.
Must have a willingness to serve.
Must be able to function efficiently in a network environment and have a working knowledge of Microsoft Office and SharePoint.
Must be able to function efficiently on a general business level of math, possess general accounting knowledge (i.e. debits, credits, and an understanding of the bank's account reconciliations).
Project a professional image by adhering to guidelines in the employee handbook.
Must be able to collect, research, and analyze information skillfully.
Must be a self-starter, a creative thinker, flexible, eager, nurturing, open to change and exhibit good judgment.
Must be a leader by example, attentive to detail, work well with others and responsive to supervisory guidance.
Must be able to identify and interpret trends in financial data.
Must have a working knowledge of compliance guidelines for the bank and the industry.
Banking and Finance skills, knowledge and talents;
Must know loan documentation necessary for position responsibilities.
Must be able to read credit reports and other tools necessary to accomplish position responsibilities
Must have knowledge of the following lending regulations:
Fair Debt Collections Act
Regulation B: Equal Credit Opportunity Act
Regulation C: Home Mortgage Disclosure
Regulation Z: Truth in Lending
HMDA
RESPA: Real Estate Settlement Procedures
Bank Secrecy
Must have a working knowledge of compliance guidelines for the bank and the industry
Broad, general knowledge of investment and insurance products
Must understand loan and commitment letters.
Must understand the appropriate loan documentation as related to all loan purpose types:
FHA
State Housing
Other as required to meet departmental needs
Must be proficient in processing & closing Conventional, FHA, VA and USDA loans, purchases as well as refinances.
Must have knowledge and experience with Mortgage Software
Pinnacle Bank is an Equal Opportunity Employer and a Drug Free Workplace. As a condition of employment, a completed Application of Employment and satisfactory results from a background check and drug screening must be received. Pinnacle supports a diverse work force and welcomes all qualified applicants. It is the policy of Pinnacle Bank to consider applicants without regard to race, color, religion, creed, national origin, gender, disability, marital or veteran status, age or any other legally protected status.
Job Type: Full-time
Pay: From $23.00 per hour
Expected hours: 37 – 40 per week
Benefits:
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Parental leave
• Referral program
• Tuition reimbursement
• Vision insurance
Schedule:
• 8 hour shift
• Monday to Friday
Work Location: In person