Job Description
Position Responsibilities
- Formulation of Credit policy within regulatory parameters and risk appetite of the bank.
- Ensure Implementation and adherence of Credit Policy through training of credit and operations team on the policy parameters and consistent guidance on the clarifications on product and policy parameters.
- Prepare monthly newsletter - snapshot of Portfolio performance, monthly acquisition trend, quality of portfolio and trigger monitoring.
- Identify areas of improvement in existing processes of credit underwriting, risk management and operations and its implementation.
- Responsible for monitoring quality of the portfolio by monitoring infant delinquencies, NPAs and stress accounts.
- Travelling across locations for understanding the local policy and product requirement, process reviews and imparting training.
- Risk Control Self-Assessment (RCSA) reporting to the Operational Research function.
- User Acceptance Test (UAT) of systems and its implementation in the production environment.
- Delegation of authority and monitoring of overdue.
- Support system changes to improve quality of data and ease of process.
- Using the attached resume for further reference. Please acknowledge your interest for this position by reverting to this mail & agreeing to the below details on rohit.singh@skillventory.com
- Formulation of Credit policy within regulatory parameters and risk appetite of the bank.
- Ensure Implementation and adherence of Credit Policy through training of credit and operations team on the policy parameters and consistent guidance on the clarifications on product and policy parameters.
- Prepare monthly newsletter - snapshot of Portfolio performance, monthly acquisition trend, quality of portfolio and trigger monitoring.
- Identify areas of improvement in existing processes of credit underwriting, risk management and operations and its implementation.
- Responsible for monitoring quality of the portfolio by monitoring infant delinquencies, NPAs and stress accounts.
- Travelling across locations for understanding the local policy and product requirement, process reviews and imparting training.
- Risk Control Self-Assessment (RCSA) reporting to the Operational Research function.
- User Acceptance Test (UAT) of systems and its implementation in the production environment.
- Delegation of authority and monitoring of overdue.
- Support system changes to improve quality of data and ease of process.
- Using the attached resume for further reference. Please acknowledge your interest for this position by reverting to this mail & agreeing to the below details on rohit.singh@skillventory.com
💡 Quick Summary
Seeking a career-building opportunity? The Policy Manager | BFS |3|15 yrs position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.