Job Description
Full job description
At Commonwealth Private , we deliver exceptional personal service and trusted advice to high-net-worth individuals who intend to invest or borrow at least AU$2.5 million. Backed by the extensive resources of the Commonwealth Bank Group and superior research capabilities, we offer clients a comprehensive range of solutions, market-leading products, and innovative investment opportunities.
Our team of Private Bankers and Investment Specialists provide expertise in banking, lending, strategic advice, investments, and insurance across Australia.
Our vision: To be the private bank successful Australians recommend.
About your role
As a Private Bank Credit Analyst , you will be supporting our Private Bankers to provide exceptional service to their high-net-worth clients through value-add solutions.
Your core duties will involve undertaking financial analysis relating to Home Lending including assessing the risks/opportunities for new and existing lending submissions. In addition, the assessment of the risks associated with increases in existing client’s Home Lending portfolios .
Your responsibilities
Write, negotiate, and manage Home Loan applications for new and existing clients.
Complete quality Home Lending credit submissions to ensure the timely delivery of decisions, documentation and funding to the client and the accuracy of information.
Apply analytical skills to business problems and effectively communicate outcomes and recommendations.
Deliver exceptional customer service, client communication and engagement to support credit submission requests.
Undertake detailed analysis of client and industry specific information focusing on the key financial drivers of each client to effectively meet their needs.
Prepare concise and well-reasoned credit correspondence.
Focus on quality, credit management and the minimising of credit and operational losses.
Audit and review team files to meet credit assurance standards.
Investigate credit policy framework and changes to support credit submission applications.
To be successful as a Private Bank Analyst you will have:
A minimum of 2 years’ Home Lending experience, gained in either a customer-facing/sales role or within a credit or analyst environment.
Credit analysis training and demonstrated experience with the ability to support deal structuring.
Well-developed MS Excel skills and experience in performing financial analysis/modelling.
Tertiary qualifications in a business-related discipline e.g. Banking, Commerce (desirable)
If this sounds like you, please apply now!
If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.
We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800XXXXXX.
Advertising End Date: 17/04/2026
At Commonwealth Private , we deliver exceptional personal service and trusted advice to high-net-worth individuals who intend to invest or borrow at least AU$2.5 million. Backed by the extensive resources of the Commonwealth Bank Group and superior research capabilities, we offer clients a comprehensive range of solutions, market-leading products, and innovative investment opportunities.
Our team of Private Bankers and Investment Specialists provide expertise in banking, lending, strategic advice, investments, and insurance across Australia.
Our vision: To be the private bank successful Australians recommend.
About your role
As a Private Bank Credit Analyst , you will be supporting our Private Bankers to provide exceptional service to their high-net-worth clients through value-add solutions.
Your core duties will involve undertaking financial analysis relating to Home Lending including assessing the risks/opportunities for new and existing lending submissions. In addition, the assessment of the risks associated with increases in existing client’s Home Lending portfolios .
Your responsibilities
Write, negotiate, and manage Home Loan applications for new and existing clients.
Complete quality Home Lending credit submissions to ensure the timely delivery of decisions, documentation and funding to the client and the accuracy of information.
Apply analytical skills to business problems and effectively communicate outcomes and recommendations.
Deliver exceptional customer service, client communication and engagement to support credit submission requests.
Undertake detailed analysis of client and industry specific information focusing on the key financial drivers of each client to effectively meet their needs.
Prepare concise and well-reasoned credit correspondence.
Focus on quality, credit management and the minimising of credit and operational losses.
Audit and review team files to meet credit assurance standards.
Investigate credit policy framework and changes to support credit submission applications.
To be successful as a Private Bank Analyst you will have:
A minimum of 2 years’ Home Lending experience, gained in either a customer-facing/sales role or within a credit or analyst environment.
Credit analysis training and demonstrated experience with the ability to support deal structuring.
Well-developed MS Excel skills and experience in performing financial analysis/modelling.
Tertiary qualifications in a business-related discipline e.g. Banking, Commerce (desirable)
If this sounds like you, please apply now!
If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.
We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800XXXXXX.
Advertising End Date: 17/04/2026
💡 Quick Summary
Seeking a career-building opportunity? The Private Bank Analyst position is now open for candidates interested in the Finance sector. This role in Melbourne offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Finance is a plus.
