Job Description
Business Function
Digital revolutions are set to change the way we live, work and play. That’s why we’ve spared no effort in ensuring we are at the forefront of this new generation.
Our new digital banking initiative will focus on creating innovative products and services to integrate banking into our customers' digital lifestyle.
Job Purpose
• To drive ATM channel P&L PAN India
• Ensure ATM profitability by selecting strategic locations for placements
• Review existing portfolio of ATMs and suggest relocation strategy for non-performing ATMs
• Implementation of new revenue opportunities and lead generation capabilities for ATMs
• Ensure all projects with respect to ATMs are completed with the defined timelines
• Ensure all ATM are compliant with all the local as well as regional guidelines
• Lead the on-going switch migration project and ensure seamless migration of ATMs without any customer impact
The position ensures: Complete and overarching view and ownership of the PAN India ATM channels and debit card projects
Key Accountabilities on
Accomplish All Responsibilities In Relation To
• Ensuring all ATM requirements are budgeted for and expenses are well within the defined budget
• Implement fresh avenues for capturing leads through ATM channel and increase the productivity of the channel
• Implement fresh revenue streams for ATMs to increase the overall profitability
• Review competition best practices and implement the same to reduce ATM overheads
• Liaise with internal and external stakeholders to ensure highest uptime for ATM as per regional standards
• Adherence – with Ops, control groups, technology
• Ensure all ATMs are maintained as per the organization standards and record deviations
• Act as Business Liaison with external stakeholders including RBI, IBA, UIDAI, NPCI
Job Duties & Responsibilities
• Engage and build cross sell opportunities of existing products through PAN India ATM channels
• Design customer journey while implementing new functionalities to increase ATM productivity
• Developing and updating procedures, policies, controls, and monitoring plans for ATM business
• Assist in the definition of project scope and objectives, involving all relevant stakeholders and ensuring technical feasibility for ATMs and Debit Cards
• Business SPOC for Internal & External Audits and ensuring minimum “satisfactory” ratings
• Campaign management: Ideate, create and run campaigns for driving ATM and Debit Card usage
• Define business requirement and work with technology teams to launch offerings via liaison with Internal & External partners
• Manage the P&L responsibility (including increasing revenue through transactions, exit strategy, reducing costs, increasing Offus fees etc.)
• Conduct market analysis, feasibility studies and trend analysis to keep abreast of industry development and identify opportunities
• Work with Marketing to develop and
Digital revolutions are set to change the way we live, work and play. That’s why we’ve spared no effort in ensuring we are at the forefront of this new generation.
Our new digital banking initiative will focus on creating innovative products and services to integrate banking into our customers' digital lifestyle.
Job Purpose
• To drive ATM channel P&L PAN India
• Ensure ATM profitability by selecting strategic locations for placements
• Review existing portfolio of ATMs and suggest relocation strategy for non-performing ATMs
• Implementation of new revenue opportunities and lead generation capabilities for ATMs
• Ensure all projects with respect to ATMs are completed with the defined timelines
• Ensure all ATM are compliant with all the local as well as regional guidelines
• Lead the on-going switch migration project and ensure seamless migration of ATMs without any customer impact
The position ensures: Complete and overarching view and ownership of the PAN India ATM channels and debit card projects
Key Accountabilities on
Accomplish All Responsibilities In Relation To
• Ensuring all ATM requirements are budgeted for and expenses are well within the defined budget
• Implement fresh avenues for capturing leads through ATM channel and increase the productivity of the channel
• Implement fresh revenue streams for ATMs to increase the overall profitability
• Review competition best practices and implement the same to reduce ATM overheads
• Liaise with internal and external stakeholders to ensure highest uptime for ATM as per regional standards
• Adherence – with Ops, control groups, technology
• Ensure all ATMs are maintained as per the organization standards and record deviations
• Act as Business Liaison with external stakeholders including RBI, IBA, UIDAI, NPCI
Job Duties & Responsibilities
• Engage and build cross sell opportunities of existing products through PAN India ATM channels
• Design customer journey while implementing new functionalities to increase ATM productivity
• Developing and updating procedures, policies, controls, and monitoring plans for ATM business
• Assist in the definition of project scope and objectives, involving all relevant stakeholders and ensuring technical feasibility for ATMs and Debit Cards
• Business SPOC for Internal & External Audits and ensuring minimum “satisfactory” ratings
• Campaign management: Ideate, create and run campaigns for driving ATM and Debit Card usage
• Define business requirement and work with technology teams to launch offerings via liaison with Internal & External partners
• Manage the P&L responsibility (including increasing revenue through transactions, exit strategy, reducing costs, increasing Offus fees etc.)
• Conduct market analysis, feasibility studies and trend analysis to keep abreast of industry development and identify opportunities
• Work with Marketing to develop and
💡 Quick Summary
Seeking a career-building opportunity? The Product Lead | ATM position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
