Job Description
Job Title: Product Lead-Unsecured Loans
Industry: Banking
Functional Area: Digital Lending
Qualifications MBA
No. of vacancies: Multiple
Experience: 6-8 Years
Annual CTC: Up to 40 L
Job Location: Mumbai/Delhi
Mandatory Key skills: The role entails managing and scaling up the retail assets - digital loan book by on-boarding customers via Fintech partnerships and online aggregators.The role will closely collaborate with the partners and operations teams to drive effective customer acquisition and servicing.The role includes defining product constructs, building road-map and managing product delivery, Managing Product cost structures, marketing, legal and regulatory compliance, operations oversight, technical product management ; He/she will oversee preparation product notes, work with policy/risk on policy notes and get internal management approvals. He/She will support partner relationships to increase the share of wallet from partner's overall business and providing great customer and partner experience.
"Job Description:
Roles & Responsibilities
-On-board newly acquired digital lending partners ; partner & product evaluation, preparation & approval of product notes, technical integration & loan book growth
- Acquire new to the bank customers on a large scale by innovating digital journeys
- Enhance portfolio profitability by achieving customer acquisition, product penetration and portfolio quality targets
- Liaise with analytics team to design and refine partner specific scorecards and underwriting engines
- Ensure that internal/regulatory compliance, risk management and service quality are in line with the defined policies
Secondary Responsibilities - List the deliverables other than primary, but essential for the role
Product training and awareness
Channel support and query resolution
Customer communication
Managerial & Leadership Responsibilities - (if applicable)
Stakeholder management to create solutions through collaborations
Lead the team into delivering goals of the Bank"
Interested candidates can share their CV on [email protected]
Industry: Banking
Functional Area: Digital Lending
Qualifications MBA
No. of vacancies: Multiple
Experience: 6-8 Years
Annual CTC: Up to 40 L
Job Location: Mumbai/Delhi
Mandatory Key skills: The role entails managing and scaling up the retail assets - digital loan book by on-boarding customers via Fintech partnerships and online aggregators.The role will closely collaborate with the partners and operations teams to drive effective customer acquisition and servicing.The role includes defining product constructs, building road-map and managing product delivery, Managing Product cost structures, marketing, legal and regulatory compliance, operations oversight, technical product management ; He/she will oversee preparation product notes, work with policy/risk on policy notes and get internal management approvals. He/She will support partner relationships to increase the share of wallet from partner's overall business and providing great customer and partner experience.
"Job Description:
Roles & Responsibilities
-On-board newly acquired digital lending partners ; partner & product evaluation, preparation & approval of product notes, technical integration & loan book growth
- Acquire new to the bank customers on a large scale by innovating digital journeys
- Enhance portfolio profitability by achieving customer acquisition, product penetration and portfolio quality targets
- Liaise with analytics team to design and refine partner specific scorecards and underwriting engines
- Ensure that internal/regulatory compliance, risk management and service quality are in line with the defined policies
Secondary Responsibilities - List the deliverables other than primary, but essential for the role
Product training and awareness
Channel support and query resolution
Customer communication
Managerial & Leadership Responsibilities - (if applicable)
Stakeholder management to create solutions through collaborations
Lead the team into delivering goals of the Bank"
Interested candidates can share their CV on [email protected]
💡 Quick Summary
Seeking a career-building opportunity? The Product Lead|Unsecured Loans position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
