Job Description
Job Description :
Job Responsibilities(JR) : 6 8 Areas Actionable (4-6) Product & Policy Modification of product/ policy parameters based on market dynamics and customer feedback during location, HDFC Bank Liability Branch and corporate visits. Segment wise review for identifying critical impact areas/ locations/ segments and take corrective actions to minimize credit losses and optimizing profits to the Bank. Running of knowledge series to ensure awareness of product USPs Managing Approval Rates, TAT & FTNR of Business Loan and take corrective action to improve. Yield Management Formulation and implementation of corporate pricing to ensure effective penetration and optimizing yield. Increase/ maintain HDFC Bank Salary relationship market share in top corporate through pricing, processes and unique product feature offerings. Formulation of Pricing and Deviation grid to facilitate appropriate mix of customer acquisition, empowerment to the line teams while maintaining the overall Yield budgets Develop and implement corporate retention (Salary accounts) through effective and competitive product pricing and increase HDFC Banks market share in the respective corporate salary accounts. Customization of product offering and processes through Corporate Loan Program (CLP) to cater to large Corporate.Meeting top corporate executives for evaluating product offerings and improvisations Portfolio Management Analysis of value growth, acquisition and other parameters on health of the portfolio identify the critical impact areas and locations not meeting objectives. Developing application scoring models with support from risk analytics unit to improve product offering for the customers and maintain portfolio quality as per Banks risk philosophy. Regular interaction with National, Zonal and Local Sales team for ensuring appropriate product understanding and resolution of related queries. Financial Management Monitoring profitability parameters viz. interest income, cost of funds, processing fees, priority sector lending, cost of acquisition, operation cost, NCLs & specific provisioning and ensure efficiency is built in all business dynamics.. Key initiatives of Business Loan Impact and contribution of the initiative on business CoA of the initiative Timely evaluation of the initiative
Skills
Banking Product & Process Knowledge
Product and Regulatory Knowledge
Planning and Organizing Skills
Communication
Knowledge of Competition & Current trends in financial Industry.
2.00-5.00 Years
Job Responsibilities(JR) : 6 8 Areas Actionable (4-6) Product & Policy Modification of product/ policy parameters based on market dynamics and customer feedback during location, HDFC Bank Liability Branch and corporate visits. Segment wise review for identifying critical impact areas/ locations/ segments and take corrective actions to minimize credit losses and optimizing profits to the Bank. Running of knowledge series to ensure awareness of product USPs Managing Approval Rates, TAT & FTNR of Business Loan and take corrective action to improve. Yield Management Formulation and implementation of corporate pricing to ensure effective penetration and optimizing yield. Increase/ maintain HDFC Bank Salary relationship market share in top corporate through pricing, processes and unique product feature offerings. Formulation of Pricing and Deviation grid to facilitate appropriate mix of customer acquisition, empowerment to the line teams while maintaining the overall Yield budgets Develop and implement corporate retention (Salary accounts) through effective and competitive product pricing and increase HDFC Banks market share in the respective corporate salary accounts. Customization of product offering and processes through Corporate Loan Program (CLP) to cater to large Corporate.Meeting top corporate executives for evaluating product offerings and improvisations Portfolio Management Analysis of value growth, acquisition and other parameters on health of the portfolio identify the critical impact areas and locations not meeting objectives. Developing application scoring models with support from risk analytics unit to improve product offering for the customers and maintain portfolio quality as per Banks risk philosophy. Regular interaction with National, Zonal and Local Sales team for ensuring appropriate product understanding and resolution of related queries. Financial Management Monitoring profitability parameters viz. interest income, cost of funds, processing fees, priority sector lending, cost of acquisition, operation cost, NCLs & specific provisioning and ensure efficiency is built in all business dynamics.. Key initiatives of Business Loan Impact and contribution of the initiative on business CoA of the initiative Timely evaluation of the initiative
Skills
Banking Product & Process Knowledge
Product and Regulatory Knowledge
Planning and Organizing Skills
Communication
Knowledge of Competition & Current trends in financial Industry.
2.00-5.00 Years
💡 Quick Summary
Seeking a career-building opportunity? The Product Mgr|BL position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
