Job Description
The Role Responsibilities
Job Role
You will become part of the product chapter of an Agile hive working on CCIB Credit Transformation programme your primary area of focus will be the Credit Transformation (PE Hive). Credit Transformation is a key strategic agenda for the bank to uplift the core credit platform, drive end-to-end digitization and deliver a fully digitized, data driven Credit Origination model, leveraging internal and external data, and machine learning capabilities.
We are a business-first team with diverse skillset across coverage, risk, product management and technology, who work with frontline and Credit SMEs to find data and analytics driven solutions to business problems and are ably supported by data scientists, POs, ML engineers, developers and QA testers.
We have an open, collaborative culture within the team, and are enthusiastic about driving towards a fully digitalized Credit process from origination to monitoring.
Key Responsibilities
• Managing the requirements from initiation to closure by working closely with business stakeholders and technology delivery teams.
• Ensuring requirements are specified in a manner suitable for the intended audience and are understandable and unambiguous.
• Playing a critical communications role by interacting with the user (business domain) and with the technology teams.
• Ensure defect free requirements through use of comprehensive and rigorous requirement elicitation techniques.
• Lead discussion with the project team to clearly identify results needed to achieve business goals and needs.
• Developing requirements (business, user and solution) and establishing traceability to the business vision.
• Proactively suggest process and system improvements which create sustainable business value.
• Understanding the budget and working with forecast and tracking the same.
• Conducting, managing and providing UAT signoffs for relevant releases.
• Create business value through the solution proposed and implemented.
• Act as an SME for the team in terms of Credit and business processes.
• Strong knowledge of Agile IT tools such as JIRA and Confluence.
• Meeting stakeholder need and project budget / time constraints.
• Adhere to change management standards and procedures.
• Obtaining stakeholder buy-in and signoff on requirements.
• Stakeholder identification, analysis and management.
Additionally,
• Consolidation of system user guides and documentation, and enhance the current knowledge management approach.
• Support analysis and documentation on capability aligned delivery and support operation model transformation.
• Support defect and issue rationalization and prioritization through functional and business impact analysis.
• Business impact and scenarios inputs for defect solution assessment and proposals from L3 support.
• Search and evaluate self-service and automation tools to enhance support model transformation.
• Update and enhance documentation for business support Department Operating Instructions.
• Access matrix review and improve control and procedures documentation.
• Review and document key metrics for service efficiency opportunities.
• Conduct data analysis and augment support for data work requests.
• Support in BAU functional user queries and issues resolution.
Strategy
• To streamline the budgets for the overall hive platforms and work closely with the technology counterparts to achieve the optimum stage.
Business
• PE Hive - primarily on the credit transformation.
Processes
• Agile practitioner
Risk Management
• Monitor all major risk issues and concentrations. Where appropriate, direct remedial action and / or ensure adequate reporting to Risk Committees.
Governance
• Promote an environment where compliance with internal control functions and the external regulatory framework is a central priority of the business.
Regulatory and Business Conduct
• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients Effective Financial Markets Financial Crime Compliance The Right Environment].
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association.
Our Ideal Candidate
• Graduate (10+2+3) / MBA (optional)
• 10 - 15 years of hands-on experience in requirement gathering and stakeholder management
• Experience of working in a collaborative, global team
• Should have strong domain knowledge of Credit Risk and Processes and Client Credit Risk Lifecycle
• Knowledge of the Agile methodology for technology delivery
• Strong communication and interpersonal skills
Role Specific Technical Competencies
• Agile Methodology
• Forecasting
• Budgeting
• Finance
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to , together with our brand promise, to be are achieved by how we each live our . When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website
Job Role
You will become part of the product chapter of an Agile hive working on CCIB Credit Transformation programme your primary area of focus will be the Credit Transformation (PE Hive). Credit Transformation is a key strategic agenda for the bank to uplift the core credit platform, drive end-to-end digitization and deliver a fully digitized, data driven Credit Origination model, leveraging internal and external data, and machine learning capabilities.
We are a business-first team with diverse skillset across coverage, risk, product management and technology, who work with frontline and Credit SMEs to find data and analytics driven solutions to business problems and are ably supported by data scientists, POs, ML engineers, developers and QA testers.
We have an open, collaborative culture within the team, and are enthusiastic about driving towards a fully digitalized Credit process from origination to monitoring.
Key Responsibilities
• Managing the requirements from initiation to closure by working closely with business stakeholders and technology delivery teams.
• Ensuring requirements are specified in a manner suitable for the intended audience and are understandable and unambiguous.
• Playing a critical communications role by interacting with the user (business domain) and with the technology teams.
• Ensure defect free requirements through use of comprehensive and rigorous requirement elicitation techniques.
• Lead discussion with the project team to clearly identify results needed to achieve business goals and needs.
• Developing requirements (business, user and solution) and establishing traceability to the business vision.
• Proactively suggest process and system improvements which create sustainable business value.
• Understanding the budget and working with forecast and tracking the same.
• Conducting, managing and providing UAT signoffs for relevant releases.
• Create business value through the solution proposed and implemented.
• Act as an SME for the team in terms of Credit and business processes.
• Strong knowledge of Agile IT tools such as JIRA and Confluence.
• Meeting stakeholder need and project budget / time constraints.
• Adhere to change management standards and procedures.
• Obtaining stakeholder buy-in and signoff on requirements.
• Stakeholder identification, analysis and management.
Additionally,
• Consolidation of system user guides and documentation, and enhance the current knowledge management approach.
• Support analysis and documentation on capability aligned delivery and support operation model transformation.
• Support defect and issue rationalization and prioritization through functional and business impact analysis.
• Business impact and scenarios inputs for defect solution assessment and proposals from L3 support.
• Search and evaluate self-service and automation tools to enhance support model transformation.
• Update and enhance documentation for business support Department Operating Instructions.
• Access matrix review and improve control and procedures documentation.
• Review and document key metrics for service efficiency opportunities.
• Conduct data analysis and augment support for data work requests.
• Support in BAU functional user queries and issues resolution.
Strategy
• To streamline the budgets for the overall hive platforms and work closely with the technology counterparts to achieve the optimum stage.
Business
• PE Hive - primarily on the credit transformation.
Processes
• Agile practitioner
Risk Management
• Monitor all major risk issues and concentrations. Where appropriate, direct remedial action and / or ensure adequate reporting to Risk Committees.
Governance
• Promote an environment where compliance with internal control functions and the external regulatory framework is a central priority of the business.
Regulatory and Business Conduct
• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients Effective Financial Markets Financial Crime Compliance The Right Environment].
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association.
Our Ideal Candidate
• Graduate (10+2+3) / MBA (optional)
• 10 - 15 years of hands-on experience in requirement gathering and stakeholder management
• Experience of working in a collaborative, global team
• Should have strong domain knowledge of Credit Risk and Processes and Client Credit Risk Lifecycle
• Knowledge of the Agile methodology for technology delivery
• Strong communication and interpersonal skills
Role Specific Technical Competencies
• Agile Methodology
• Forecasting
• Budgeting
• Finance
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to , together with our brand promise, to be are achieved by how we each live our . When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website
💡 Quick Summary
Seeking a career-building opportunity? The Product Owner position is now open for candidates interested in the Bank Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
