Job Description
Responsibilities
• Conduct comprehensive credit reviews of project finance transactions across global markets.
• Analyse key information including financial statements, operations/progress reports, asset summary reports, and debt structures.
• Build detailed financial models with driver-based revenue assumptions and projections for 5–7 years.
• Perform detailed financial statement analysis and credit research using loan origination documents, prior assessments, and secondary sources.
• Prepare comprehensive credit assessment reports covering business model, funding structure, key strengths and risks, and the project’s operational and financial risk profile.
• Assess cash flow sustainability, debt servicing capability, and overall creditworthiness of the project/entity.
• Provide industry analysis and market outlook, evaluating the project’s positioning within its operating environment.
• Conduct credit evaluation of borrower transaction history, collateral assessment, covenant monitoring, and covenant projections.
• Identify early warning signals and potential credit risks where applicable.
Requirements
• MBA / CA / Master’s degree in Finance, Economics, or related field. CFA certification is a plus.
• 3+ years of experience in project finance, credit analysis, credit research, or financial modelling within financial services.
• Strong understanding of financial statements, financial modelling, and credit risk assessment frameworks.
• Experience working with complex financial models and financial statement linkages.
• Good understanding of lending processes, bank guarantees, and covenant monitoring.
• Strong analytical skills, attention to detail, and report writing ability.
• Ability to manage multiple assignments in a fast-paced environment.
• Conduct comprehensive credit reviews of project finance transactions across global markets.
• Analyse key information including financial statements, operations/progress reports, asset summary reports, and debt structures.
• Build detailed financial models with driver-based revenue assumptions and projections for 5–7 years.
• Perform detailed financial statement analysis and credit research using loan origination documents, prior assessments, and secondary sources.
• Prepare comprehensive credit assessment reports covering business model, funding structure, key strengths and risks, and the project’s operational and financial risk profile.
• Assess cash flow sustainability, debt servicing capability, and overall creditworthiness of the project/entity.
• Provide industry analysis and market outlook, evaluating the project’s positioning within its operating environment.
• Conduct credit evaluation of borrower transaction history, collateral assessment, covenant monitoring, and covenant projections.
• Identify early warning signals and potential credit risks where applicable.
Requirements
• MBA / CA / Master’s degree in Finance, Economics, or related field. CFA certification is a plus.
• 3+ years of experience in project finance, credit analysis, credit research, or financial modelling within financial services.
• Strong understanding of financial statements, financial modelling, and credit risk assessment frameworks.
• Experience working with complex financial models and financial statement linkages.
• Good understanding of lending processes, bank guarantees, and covenant monitoring.
• Strong analytical skills, attention to detail, and report writing ability.
• Ability to manage multiple assignments in a fast-paced environment.
💡 Quick Summary
Seeking a career-building opportunity? The Project Finance - Credit position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.