Job Description
The Underwriting Analyst is responsible for handling Loan proposals of Rural Lending department and for checking early risk occurrence. They are also responsible for reviewing or renewals of the Credit facilities of the borrowers. They have to ensure audit compliance and rectification. They are also responsible for cost rationalization.
Key Responsibilities
• Recommend the Credit deciding of the Rural Lending proposals
• Undertake the Review/renewals of the proposals
• Maintain the specified approval rate.
• Maintain TAT for credit deciding
• Liaison with Audit and Compliance, Products Team and Regional Teams
• Follow procedure of handling Rural Lending Credit meticulously
• Ensure to be part of various special initiatives & projects
Qualifications:
Optimal qualification for success on the job is:
• CA/MBA Finance with Credit Appraisal
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
• Working knowledge of all retail banking product
• Knowledge of regulatory guidelines and norms
• Working knowledge of handling Customer Service
• Good communication (both verbal and written) skill in both English and the local language
• Ability to handle pressure and meet deadlines
Key Responsibilities
• Recommend the Credit deciding of the Rural Lending proposals
• Undertake the Review/renewals of the proposals
• Maintain the specified approval rate.
• Maintain TAT for credit deciding
• Liaison with Audit and Compliance, Products Team and Regional Teams
• Follow procedure of handling Rural Lending Credit meticulously
• Ensure to be part of various special initiatives & projects
Qualifications:
Optimal qualification for success on the job is:
• CA/MBA Finance with Credit Appraisal
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
• Working knowledge of all retail banking product
• Knowledge of regulatory guidelines and norms
• Working knowledge of handling Customer Service
• Good communication (both verbal and written) skill in both English and the local language
• Ability to handle pressure and meet deadlines
💡 Quick Summary
Seeking a career-building opportunity? The RB | Collection Underwriting|Underwriting Analyst | Rural Credit position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
