Currently State Bank of India hiring for SPECIALIST CADRE OFFICER – SBI Jobs in Kota, Rajasthan, refer below description to get more details and career apply.

Department: State Bank Of India – Government Jobs near me in Kota

Positions: SPECIALIST CADRE OFFICER

Job Location: Across Rajasthan

Pay Scale: Rs 42020-1310/5-48570-1460/2-51490 / Month

Apply with giver details below

Job Description:

• Analysis of Balance Sheet / Appraisal of Credit Proposal, Credit Monitoring & follow up.

• Pre Sanction Stage:

• Ensuring compliance of KYC norms.

• Updating of periodical due diligence reports as per RBI guidelines Rajasthan.

• Obtaining data/information from customers for assessment and processing of the proposal.

• Interacting with key officials in the borrowing units for obtaining data/statements etc.

• Obtain and verify the legal search reports/ valuation reports for properties offered as Primary/Collateral securities.

• ROC Search at each sanction of the limits to the unit.

• Arranging for compilation/updating of opinion reports and CIRs.

• Undertaking pre-sanction visits.

• Appraising of credit proposals and CRA.

• Arranging for D & B/Credit Reports and their scrutiny, wherever required.

• Obtaining external credit ratings of the customers nearby Kota areas.

• Providing support to the Relationship Manager for making presentations of credit proposals to the Sanctioning Authorities.

• Credit related notes like RMD deviations/any other deviations, concession etc. or non-business/proposals to competent authorities

• The activities mentioned above are illustrative only and Credit Analyst is primarily responsible for all activities as directed by Relationship Manager/ Branch Head from time to time.

• KRA:

• Level of CASA Deposits

• Branch Credit Score