Job Description
Job Description:
Working Capital is the life-blood of any business. All businesses require optimal cash flows to survive on a regular basis. Working Capital is also required to further sustain a firm's growth, improve business operations and stay ahead of competition.
Job role:
· Managing team of Leaders and Relationship Managers at the Regional Level.
· Work closely with Branch Banking teams for new customer addition.
· To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies.
· To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.
• Focus to continually increase the Book size and profitability of the assigned portfolio.
· To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships.
• To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market
· Maintain high caliber client service.
· Improve efficiency by monitoring & overseeing continuous improvement of processes
· Constantly have a rapport with the operating units to customize and develop solutions
Job Requirements:
· Preferably MBA/ CA
· Team Handling Experience is must
· Experience: 7 plus years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees.
· Strong oral and written Communication
· Relationship Management Skill
· Good influencing skills
• Job Knowledge- The candidate would need to handle Sales for a gamut of products like BL, OD, CC
💡 Quick Summary
Seeking a career-building opportunity? The Regional Business Manager position is now open for candidates interested in the Bank Jobs sector. This role in Lucknow, offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
