Job Description
Wholesale Banking – SME –Regional Business Manager (Portfolio)
Grade – M7/M8
Location: Mumbai
Reporting to: ZBM/Sr. RBM
SME is a part of Wholesale Banking that manages lending business for Small & Medium enterprises with a turnover between 50 to 500 CR. The business is the fastest growing vertical within Wholesale Banking at Kotak and has been growing at a fast rate with a base of 3000 + customers.
Job Role:
• Lead a team of Area Business Managers and indirectly team of Portfolio Relationship Managers and spearhead management of existing clients and acquisition of New to Bank customers in SME segment in the assigned geography. Responsible for P&L
• Focus on building granularity and enhancing coverage by broadening the client base and driving risk calibrated operating profit.
• Build a strong and robust customer base to increase product penetration and earn revenue by providing them high standards of service on an going basis
• Enhance revenue streams through existing products and new products while maintaining the quality of portfolio
• Drive penetration of cross sell corporate salary mandates, general insurance, mediclaim, wealth & privy accounts. Responsible for inter-functional synergies in order to tap business opportunities for cross sell basis customer needs
• Drive portfolio hygiene, ensure there are no delinquencies, deferral closures on time, security creation
• Build strong connection and engagement with key clients, promoters and CXOs
• Drive acquisition of new clients and manage existing portfolio in SME space by offering transaction banking products such as TRADE, FOREX, CMS, WC, TL
• Expand business to new geography and penetrate existing geography
• Understanding of the credit of the company; work closely with BH / NCM/ ZCM to present proposals to management for seeking approvals and deal closures with client
• Continuous monitoring and review of account plans to ensure the business is as per budgets
• Monitor team performance and positively inspire to achieve results
Job Requirements:
• Chartered accountant/MBA, Should have 12+ years of relevant experience
• Must have been in a leadership role for 4+ years
• Excellent networking skills
• Must have knowledge of various SME banking products along with Analytical and financial skills
• Strong knowledge of Credit
• Ability to lead and build a high performance and result oriented team
• Strong communication (Written and Oral), Eye For detail
• Desired personality traits: High energy levels, strong sales orientation, excellent people management skills, go-getter attitude
Grade – M7/M8
Location: Mumbai
Reporting to: ZBM/Sr. RBM
SME is a part of Wholesale Banking that manages lending business for Small & Medium enterprises with a turnover between 50 to 500 CR. The business is the fastest growing vertical within Wholesale Banking at Kotak and has been growing at a fast rate with a base of 3000 + customers.
Job Role:
• Lead a team of Area Business Managers and indirectly team of Portfolio Relationship Managers and spearhead management of existing clients and acquisition of New to Bank customers in SME segment in the assigned geography. Responsible for P&L
• Focus on building granularity and enhancing coverage by broadening the client base and driving risk calibrated operating profit.
• Build a strong and robust customer base to increase product penetration and earn revenue by providing them high standards of service on an going basis
• Enhance revenue streams through existing products and new products while maintaining the quality of portfolio
• Drive penetration of cross sell corporate salary mandates, general insurance, mediclaim, wealth & privy accounts. Responsible for inter-functional synergies in order to tap business opportunities for cross sell basis customer needs
• Drive portfolio hygiene, ensure there are no delinquencies, deferral closures on time, security creation
• Build strong connection and engagement with key clients, promoters and CXOs
• Drive acquisition of new clients and manage existing portfolio in SME space by offering transaction banking products such as TRADE, FOREX, CMS, WC, TL
• Expand business to new geography and penetrate existing geography
• Understanding of the credit of the company; work closely with BH / NCM/ ZCM to present proposals to management for seeking approvals and deal closures with client
• Continuous monitoring and review of account plans to ensure the business is as per budgets
• Monitor team performance and positively inspire to achieve results
Job Requirements:
• Chartered accountant/MBA, Should have 12+ years of relevant experience
• Must have been in a leadership role for 4+ years
• Excellent networking skills
• Must have knowledge of various SME banking products along with Analytical and financial skills
• Strong knowledge of Credit
• Ability to lead and build a high performance and result oriented team
• Strong communication (Written and Oral), Eye For detail
• Desired personality traits: High energy levels, strong sales orientation, excellent people management skills, go-getter attitude
💡 Quick Summary
Seeking a career-building opportunity? The Regional Business Manager|SME|Sales position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
