Job Description
Headquartered in Pune, Poonawalla Fincorp Limited is a Poonawalla Group Non-Banking Finance Company (NBFC) that is focused on consumer and MSME financing. We offer a suite of products for addressing the financing needs of individuals, professionals and entrepreneurs. Poonawalla Fincorp derives its rich culture of trust, care and integrity from the Poonawalla Group which has become a household name owing to its impeccable track record in manufacturing vaccines.
Our diversified product suite consists of loans for individuals, professionals, and entrepreneurs. We have developed a culture of collaboration, trust, and transparency. Our digital-first and technology-intensive approach helps us connect with our customers better.
We welcome individuals who are willing to learn, contribute ideas, solve problems, take calculated risks, and think independently.
Role Responsibilities:
- Appraising proposals and conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies
- Supervising, controlling delinquency and credit loss
- Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of MIS reports
- Fulfilling the credit training needs of the entire business team on a continued & timely basis
Requirement In-depth knowledge of:
- Financial & Credit Risk analysis
- Risk (credit/investment, operational, others) identification and mitigation
- Banking products and procedures; Documentation
- Team Management
- Leading, mentoring & monitoring the performance of the team members to ensure efficiency in process operations.
- Creating and sustaining a dynamic environment that fosters development opportunities and motivates high performance amongst team members.
- Nurturing, managing & imparting training to the team is also one of the core activities.
- Managing a team of Area Credit Managers.
Minimum Qualification:
• MBA Finance
• CA
Required Experience:
7+ years of relevant experience in BL/Unsecured Loan.
Job Location: Pune, Chennai (Work from Office
Our diversified product suite consists of loans for individuals, professionals, and entrepreneurs. We have developed a culture of collaboration, trust, and transparency. Our digital-first and technology-intensive approach helps us connect with our customers better.
We welcome individuals who are willing to learn, contribute ideas, solve problems, take calculated risks, and think independently.
Role Responsibilities:
- Appraising proposals and conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies
- Supervising, controlling delinquency and credit loss
- Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of MIS reports
- Fulfilling the credit training needs of the entire business team on a continued & timely basis
Requirement In-depth knowledge of:
- Financial & Credit Risk analysis
- Risk (credit/investment, operational, others) identification and mitigation
- Banking products and procedures; Documentation
- Team Management
- Leading, mentoring & monitoring the performance of the team members to ensure efficiency in process operations.
- Creating and sustaining a dynamic environment that fosters development opportunities and motivates high performance amongst team members.
- Nurturing, managing & imparting training to the team is also one of the core activities.
- Managing a team of Area Credit Managers.
Minimum Qualification:
• MBA Finance
• CA
Required Experience:
7+ years of relevant experience in BL/Unsecured Loan.
Job Location: Pune, Chennai (Work from Office
💡 Quick Summary
Seeking a career-building opportunity? The Regional Credit Manager position is now open for candidates interested in the Bank Jobs sector. This role in Pune offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
