Relationship Manager Commercial LendingSenior

Job Summary Relationship Manager - Commercial Lending/Senior Relationship Manager - Commercial Lending Job Purpose 'This position is open with Bajaj Finance ltd.' Job Duties & Key Responsibilities Duties and Responsibilities - Required qualification and experience and Job Profile : Educational & Professional Qualifications and Skills: . CA / MBA Finance from a reputed institute. . Candidate needs to have an overall experience of 5-7 years of which a minimum 3 years of experience in a Mid Corporate - RM role with a reputed Bank / NBFC. . Candidate must have exposure in lending to Mid Corporate clients (Companies with revenue between Rs.200 crs - Rs.2000 crs). . Candidate would be responsible for active market coverage of prospective clients to achieve new client acquisition goals to generate new and incremental margin and fee-based revenue . Must have experience in commercial credit matters should be able to read interpret and understand financial statements and credit quickly. . Preparing financial models appraisal notes for the internal approvals. Roles and Responsibilities: . Sourcing of corporates with turnover from Rs 200 crores to Rs 2000 crores for funding their working capital as well as capex needs through various channels. . Negotiating terms of the relationship with the client . Undertaking credit analysis of corporate clients from a lending perspective structuring the products as per the requirement and . Preparing financial models appraisal notes for the internal approvals. . Scoping Budgeting and account planning for the relationships handled and targeted. . Deepening of relationships with existing clients exploring enhancement opportunity and achieving quarterly sales targets for existing clients. . Increase the wallet share with the customer by constantly exploring opportunities to cross sell other products offered by the Bajaj Finance. . Coordinating between the client and different stakeholders for disbursement and security perfection. . Monitoring and reviewing existing facilities to ensure compliance of post sanction terms and disbursement. . Thorough monitoring of accounts sourced keep track on customer business and report any early warning signals and take appropriate actions as identified. . Regular tracking of progress on the agreed key metrics towards delivering on the strategy. . Maintain NIL delinquency in the accounts sourced.Required Qualifications and Experience Required qualification and experience and Job Profile : Educational & Professional Qualifications and Skills: . CA / MBA Finance from a reputed institute. . Candidate needs to have an overall experience of 5-7 years, of which a minimum 3 years of experience in a Mid Corporate - RM role with a reputed Bank / NBFC. . Candidate must have exposure in lending to Mid Corporate clients (Companies with revenue between Rs.200 crs - Rs.2000 crs). . Candidate would be responsible for active market coverage of prospective clients to achieve new client acquisition goals to generate new and incremental margin and fee-based revenue . Must have experience in commercial credit matters, should be able to read, interpret, and understand financial statements and credit quickly. . Preparing financial models, appraisal notes for the internal approvals. Roles and Responsibilities: . Sourcing of corporates with turnover from Rs 200 crores to Rs 2000 crores for funding their working capital as well as capex needs through various channels. . Negotiating terms of the relationship with the client . Undertaking credit analysis of corporate clients from a lending perspective, structuring