Job Description
Background:
The Wholesale Banking Group is responsible for maintaining relationships with and servicing large and mid-corporates with turnover ranging above ` 2.5 billion p.a. It provides end-to-end banking solutions across the financial spectrum ranging from transaction banking solutions, term loans, treasury and risk management solutions, structured products, M&A advisory and investment banking in collaboration with multiple product groups. It is also responsible for appraisal and monitoring of credit limits.
Purpose of the Job:
Relationship manager is responsible for credit appraisal of the corporates and client servicing. An RM is responsible for execution of end to end set processes such as financial analysis, note making, documentation etc. for the transactions under the guidance of the Senior Relationship Manager/ Regional Head. RM also assists the Senior Relationship Manager/ Regional Head in Client servicing and portfolio management. RM is also responsible to understand cross-sell retail liability & asset products to clients. RM is also responsible for generating new leads under the guidance of Senior Relationship Manager/ Regional Head.
Key deliverables:
• Credit Appraisal –Relationship manager is expected to understand in detail the client’s business, financials and prepare quality appraisal note in collaboration with Risk Management team.
• Documentation – RM facilitates disbursement of funds once sanction is in place through coordination with various internal groups. RM is also expected to complete post-disbursement documentation activities in coordination with control groups such as Legal, Compliance, Credit Middle Office.
• Portfolio management: Assist the Senior Relationship Manager/ Regional Head in managing a high quality portfolio of corporate clients
• Support the Senior Relationship Manager/ Regional Head in achieving business targets, acquiring and onboarding new clients
• Understand & cross-sell various retail asset & liability products to capture entire ecosystem of corporate clients
The Wholesale Banking Group is responsible for maintaining relationships with and servicing large and mid-corporates with turnover ranging above ` 2.5 billion p.a. It provides end-to-end banking solutions across the financial spectrum ranging from transaction banking solutions, term loans, treasury and risk management solutions, structured products, M&A advisory and investment banking in collaboration with multiple product groups. It is also responsible for appraisal and monitoring of credit limits.
Purpose of the Job:
Relationship manager is responsible for credit appraisal of the corporates and client servicing. An RM is responsible for execution of end to end set processes such as financial analysis, note making, documentation etc. for the transactions under the guidance of the Senior Relationship Manager/ Regional Head. RM also assists the Senior Relationship Manager/ Regional Head in Client servicing and portfolio management. RM is also responsible to understand cross-sell retail liability & asset products to clients. RM is also responsible for generating new leads under the guidance of Senior Relationship Manager/ Regional Head.
Key deliverables:
• Credit Appraisal –Relationship manager is expected to understand in detail the client’s business, financials and prepare quality appraisal note in collaboration with Risk Management team.
• Documentation – RM facilitates disbursement of funds once sanction is in place through coordination with various internal groups. RM is also expected to complete post-disbursement documentation activities in coordination with control groups such as Legal, Compliance, Credit Middle Office.
• Portfolio management: Assist the Senior Relationship Manager/ Regional Head in managing a high quality portfolio of corporate clients
• Support the Senior Relationship Manager/ Regional Head in achieving business targets, acquiring and onboarding new clients
• Understand & cross-sell various retail asset & liability products to capture entire ecosystem of corporate clients
💡 Quick Summary
Seeking a career-building opportunity? The Relationship Manager | Wholesale Banking Group position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
