Relationship Officer at Utkarsh Small Finance Bank - Gorakhpur, Uttar Pradesh

Job Title: Relationship Officer Jobs in Utkarsh Small Finance Bank - Gorakhpur, Uttar Pradesh

Location: Gorakhpur, Uttar Pradesh, India

Salary: ₹2 - ₹3 Lakhs Per Annum

Qualification: Any Graduate

Work Experience: Minimum 1 year in Home Loans, LAP, BL, or Mortgage Loan in Banking or NBFC

Employment Type: Full-Time, Permanent

Job Description:

Are you looking to advance your career in banking? Utkarsh Small Finance Bank is excited to offer an opportunity for a Relationship Officer in Gorakhpur. As a Relationship Officer at Utkarsh Small Finance Bank, you will play a vital role in promoting Home Loans and MSME (Micro Small Medium Enterprises) Loans. This role is perfect for individuals who have a passion for sales, building strong customer relationships, and meeting sales targets.

At Utkarsh Small Finance Bank, you'll be responsible for fostering and nurturing customer relationships, achieving sales targets, and ensuring high-quality service. This full-time position comes with a competitive salary of ₹2 - ₹3 Lakhs per annum and provides a great opportunity for career growth and development in the banking sector.

Key Responsibilities:
• Building Customer Relationships: At Utkarsh Small Finance Bank, you will be responsible for developing and maintaining strong relationships with clients to ensure exceptional service and satisfaction.
• Sales Target Achievement: Maximize revenue generation by actively pursuing business opportunities and achieving sales targets set by Utkarsh Small Finance Bank.
• Collaboration with Bank's Team: Work closely with the bank’s team to ensure effective engagement with clients and contribute to achieving organizational goals.
• Identifying Business Opportunities: Identify and evaluate potential business prospects, analyze their positions, and recommend effective sales strategies.
• Solution-Oriented Selling: Build and maintain relationships with prospects, offering customized financial solutions to meet their needs and drive sales for Utkarsh Small Finance Bank.
• Client Support: Provide continuous support and guidance to clients, addressing their queries and recommending suitable opportunities.
• Market Research: Stay informed about industry trends, market activities, and competitors to identify potential improvements or new offerings at Utkarsh Small Finance Bank.
• Reporting and Analysis: Prepare detailed reports and analyze data to assist in strategic decision-making processes.
• Business Loan Promotion: Promote business loans effectively and work towards meeting the assigned targets under the banking vertical at Utkarsh Small Finance Bank.
• Credit Assessment Support: Provide necessary information for credit assessment and facilitate smooth processing for loan approvals.
• Loan Disbursement Formalities: Assist clients in completing all required formalities for loan disbursement efficiently.
• Continuous Learning: Stay updated on business loan terms and products to offer informed advice to clients at Utkarsh Small Finance Bank.

Requirements:
• Experience: Minimum 1 year of relevant experience in Home Loans, LAP, BL, or Mortgage Loans in Banking or NBFC.
• Educational Qualification: Any Graduation degree.
• Age Limit: Below 30 years, with exceptional cases considered up to 32 years.
• CIBIL Score: Must have a CIBIL score of 700 or higher.
• Work Type: Field work in the open market, involving direct client interactions.
• Interview Mode: Virtual interview conducted via Microsoft Teams.
• Role Category: Field Sales Executive in the banking sector.
• Industry Type: Banking, focusing on Sales & Business Development.

Benefits:
• Competitive Salary: Enjoy a competitive salary range of ₹2 - ₹3 Lakhs per annum with Utkarsh Small Finance Bank.
• Career Growth: Benefit from opportunities for career advancement and professional development within the bank.
• Supportive Work Environment: Work in a dynamic and supportive environment that fosters growth and success at Utkarsh Small Finance Bank.
• Comprehensive Benefits: Access various employee benefits and perks offered by Utkarsh Small Finance Bank, enhancing your overall work experience.

If you are eager to contribute to the success of Utkarsh Small Finance Bank and advance your career in the banking sector, apply now for the Relationship Officer position in Gorakhpur!

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