Description
Group Company: HDFC Bank Limited
Designation: Retail Agri-Rural Portfolio Officer
Position description: Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD, submission of Call Memo, etc.
Primary Responsibilities: Relationship Building and Maintenance To liaise with existing customers for building relationships. Rotation & Recovery Follow-up for rotations and deposition of installment Working towards benchmark on rotation & recovery Housekeeping Submission of Post Disbursement Documents (PDD) Call Memo submission. Collection & Submission of LAD Sourcing and Business Generation Ensuring focus on KGC Business generation and achieving Productivity benchmarks/targets Increase penetration of KGC Business in existing and new villages. Cross sell Opening of Liability accounts as per the benchmark. Cross selling asset as guided by Relationship Manager from time to time Promotion of digital platforms like NetBanking, Mobile Banking PayZapp, Insta Alert, Smart Buy, etc.
Additional Responsibilities: Any other task assigned by seniors from time to time.
Educational qualifications preferred
Category: Bachelor's Degree, Master's Degree
Required work experience
Industry: BFSI/Agri input/FPO
Role: Sales Executive
Years of experience: 1 to 2
Required Competencies: Basic understanding of Banking Products & Processes Good Team spirit Time / Team Management Proficient in local language Proactive & focused approach
Required Knowledge: 1-2 years experience in Financial Services/ agri input companies/ FPO is preferable. Should have basic knowledge of agriculture/ crops.
Required Skills: Persuasion & Selling Skills Other: Reporting Designation: RM- Retail Agri Reporting Department-Sub BU: KGC
Specific requirements
Travel: Customer Visits
Vehicle: 2 wheeler preferred
Other details
Contract Types: PERMANENT
Experience Required: 0Months to 36Months