Retail Banker

Location: Fayetteville, Arkansas

Category: Bank Jobs

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily

High school diploma or general education degree (GED) required

Position will begin as a Retail Banker with intent to promote to Retail Banking Specialist as skills are mastered

Basic computer skills including knowledge in MS Office, Outlook, typing, 10-key and the internet

Retail Banker will also use money counter and drive-thru tube

Proficiency with internal bank software will be required

Must be able to arrive at work on time, work on-site and work cooperatively with other co-workers.Therefore, reliable transportation and the ability to travel to work-related events is required

Complete all online compliance Teal Training courses in a timely manner

Develop the specialized Retail Banking Specialist skills necessary to acquire experience in additional retail services:

Update identification

Opening/Closing Accounts

Handle debit card disputes

Foster a culture that values critical thinking and problem solving, engagement, inclusion, diversity, and execute operational excellence

Establish a positive and productive work relationships; able to generate trust, ability, and willingness to give and receive honest, balanced feedback

Willingness to adhere to a strict ethical code of conduct

The position also requires the ability to articulate sufficiently well to communicate with customers and co-workers

The employee must have the ability to converse with customers in person, over the telephone, and using the drive-through service

Repetitive movement of the wrist, hands, and fingers will be required to handle currency and to operate office equipment including a money counter and drive-through tube

The employee must be able to lift coins and currency weighing up to 50 pounds

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions

The duties of this position require the ability to maintain attention to detail and complete work projects accurately in a short amount of time, despite interruptions

The employee must be able to interact with customers in a calm and patient manner and to maintain confidentiality and professionalism in all situations

The employee must be able to use basic mathematical skills related to currency, including adding, subtracting, multiplying, and dividing numbers

The position also requires the ability to read and interpret documents and draft routine written communications

Responsibilities

s customers by personal contact, mail, and night deposit

Become knowledgeable in identifying customer needs, service accounts, explain financial products and help resolve customer issues

Cross train to perform retail banking specialist duties, such as opening new accounts, establishing direct deposit accounts, opening retirement accounts and providing efficient and quality customer service

This position requires employees to work on-site

HOURS OF AVAILABILITY: Regularly Scheduled Hours/Week: 40 (+) Hours | Monday - Thursday 7:45am - 5:15pm | Friday 8:30am - 5:45pm | Saturday Rotation: 8:45am - 12:15pm (Typically 1-2 per month) | *Extended working hours may be required

Training consists of learning and developing the essential duties listed below:

Adhere to strict privacy regarding customer account information

Maintain customer confidence and protect bank operations by keeping information confidential

Provide customers with exceptional customer service and execute operational excellence by; greeting every customer with a smile, maintaining eye contact, calling them by name, staying connected in conversation and letting them know they are appreciated

Process deposits, withdrawals, cash advances, issue Cashier?

s Checks, and cash checks, securing proper identification and following retail policies and procedures

Examine checks deposited and determine proper funds availability based on regulation requirements and complete hold notices

Identify counterfeit currency

Visually review customer transactions verifying necessary information

Count and balance cash using retail platform

Buy and sell currency from the vault as necessary, ensuring that the cash drawer limits are not exceeded

Scan all proof work through branch capture machine

Receives mortgage, consumer, and other loan payments

Ability to articulate effectively with customers by answering questions in person or on the telephone

Refer customers to other bank services as necessary

Ability to logically comprehend and execute detailed written or oral instructions

Promote bank services and products following appropriate cross-selling procedures or directing clients to appropriate bank personnel

Refer customers to the proper department for issues that cannot be resolved at the retail line

Adhere to daily opening and closing procedures

Follow prescribed security and safety measures

Secure coins and currency in vault at closing ensuring that cash drawers and safes are locked in vault

Maintain currency and coin supply as prescribed by bank policy

Manually count, verify, and strap currency

Process coins by selling to the vault in accordance with cash limit and coin policy

Lifting of coin and currency up to 50 pounds as needed

Balancing of coin machine as needed

Assist with night deposits, mail deposits and ATM deposits as needed

Complete Currency Transaction Report (CTR) and Suspicious Activity, Identity Theft, Red Flag (SIRF) as needed

Inform the Bank Secrecy Act Officer of any activities that appear to be suspicious, or that involve fraud, insider abuse and/or other activities where a SIRF should be considered as needed

Inform Banking Center Manager and/or Retail Operation Manager of department activities and of any problems, concerns or outages exceeding $50.00

Assist with resolving retail outages and research to resolve discrepancies

Assist internal customers (other personnel) and executive management as requested

Complete special requests by redeeming U.S

Savings Bonds, closing accounts, taking orders for checks, exchanging foreign currencies, completing safe-deposit box procedures, and providing account printouts and advanced research, copies, and referrals

Admitting customers to their safe-deposit boxes

Balance of ATM and main cash vault as needed

Provide quality service by answering questions, telephone inquiries, and provide information on bank services

Handle or provide assistance to other retail staff with unusual transactions and answering difficult customer inquiries

Identify Fraudulent transactions, review current concerns with management and become well-informed on new suspicious activities

Obtain training and become proficient in executing wire transfers

Operate computer, telephone, keyboard, scanner, and copier

Attend various Retail training classes, as assigned by management

Work location and/or additional duties may be assigned or required by management

Build consumer and business customer profiles as needed

Process Debit Cards upon request

Assist customers with name/address changes, account maintenance issues, reconciliation, or complaints

SUPERVISORY RESPONSIBILITIES: This position has no supervisory responsibilities

Job description

First Security Bank offers career opportunities for diverse, professional, and energetic individuals who foster a culture that values critical thinking, problem solving and who execute operational excellence.

Important Information Regarding Application Process: Please note that we do not accept resumes and encourage applicants to include work history on our formal application available via the "Apply Now" link. *Data from resume cannot be downloaded into application. We invite you to view additional job opportunities at https://www.fsbank.com/about/join-us/.

SUMMARY

Under the supervision and guidance of assigned training personnel; accepts and processes transactions from the bank?s customers by personal contact, mail, and night deposit. Become knowledgeable in identifying customer needs, service accounts, explain financial products and help resolve customer issues. Cross train to perform retail banking specialist duties, such as opening new accounts, establishing direct deposit accounts, opening retirement accounts and providing efficient and quality customer service. This position requires employees to work on-site.

QUALIFICATIONS |EDUCATION | EXPERIENCE | SKILLS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed within are representative of the knowledge, skill, and/or ability required.

EDUCATION and/or EXPERIENCE:

• High school diploma or general education degree (GED) required.

• 1 - 2 years post-secondary education and/or cash handling, customer service, relevant banking, or professional experience preferred.

• Position will begin as a Retail Banker with intent to promote to Retail Banking Specialist as skills are mastered.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Training consists of learning and developing the essential duties listed below:

• Adhere to strict privacy regarding customer account information. Maintain customer confidence and protect bank operations by keeping information confidential.

• Provide customers with exceptional customer service and execute operational excellence by; greeting every customer with a smile, maintaining eye contact, calling them by name, staying connected in conversation and letting them know they are appreciated.

• Process deposits, withdrawals, cash advances, issue Cashier?s Checks, and cash checks, securing proper identification and following retail policies and procedures. Examine checks deposited and determine proper funds availability based on regulation requirements and complete hold notices. Identify counterfeit currency.

• Visually review customer transactions verifying necessary information.

• Count and balance cash using retail platform. Buy and sell currency from the vault as necessary, ensuring that the cash drawer limits are not exceeded. Scan all proof work through branch capture machine.

• Receives mortgage, consumer, and other loan payments.

• Ability to articulate effectively with customers by answering questions in person or on the telephone. Refer customers to other bank services as necessary. Ability to logically comprehend and execute detailed written or oral instructions.

• Promote bank services and products following appropriate cross-selling procedures or directing clients to appropriate bank personnel. Refer customers to the proper department for issues that cannot be resolved at the retail line.

• Adhere to daily opening and closing procedures. Follow prescribed security and safety measures. Secure coins and currency in vault at closing ensuring that cash drawers and safes are locked in vault.

• Maintain currency and coin supply as prescribed by bank policy. Manually count, verify, and strap currency. Process coins by selling to the vault in accordance with cash limit and coin policy. Lifting of coin and currency up to 50 pounds as needed. Balancing of coin machine as needed.

• Assist with night deposits, mail deposits and ATM deposits as needed.

• Complete Currency Transaction Report (CTR) and Suspicious Activity, Identity Theft, Red Flag (SIRF) as needed. Inform the Bank Secrecy Act Officer of any activities that appear to be suspicious, or that involve fraud, insider abuse and/or other activities where a SIRF should be considered as needed.

• Inform Banking Center Manager and/or Retail Operation Manager of department activities and of any problems, concerns or outages exceeding $50.00. Assist with resolving retail outages and research to resolve discrepancies.

• Assist internal customers (other personnel) and executive management as requested.

• Complete special requests by redeeming U.S. Savings Bonds, closing accounts, taking orders for checks, exchanging foreign currencies, completing safe-deposit box procedures, and providing account printouts and advanced research, copies, and referrals. Admitting customers to their safe-deposit boxes.

• Balance of ATM and main cash vault as needed.

• Provide quality service by answering questions, telephone inquiries, and provide information on bank services. Handle or provide assistance to other retail staff with unusual transactions and answering difficult customer inquiries.

• Identify Fraudulent transactions, review current concerns with management and become well-informed on new suspicious activities.

• Obtain training and become proficient in executing wire transfers.

• Operate computer, telephone, keyboard, scanner, and copier. Basic computer skills including knowledge in MS Office, Outlook, typing, 10-key and the internet. Strong knowledge of MS Word and Excel is preferred. Retail Banker will also use money counter and drive-thru tube. Proficiency with internal bank software will be required.

• Must be able to arrive at work on time, work on-site and work cooperatively with other co-workers.Therefore, reliable transportation and the ability to travel to work-related events is required.

• Complete all online compliance Teal Training courses in a timely manner.

• Attend various Retail training classes, as assigned by management.

• Work location and/or additional duties may be assigned or required by management.

Upon successful training of duties listed above:

Develop the specialized Retail Banking Specialist skills necessary to acquire experience in additional retail services:

• Build consumer and business customer profiles as needed.

• Process Debit Cards upon request.

• Assist customers with name/address changes, account maintenance issues, reconciliation, or complaints.

• Update identification.

• Opening/Closing Accounts.

• Handle debit card disputes.

SUPERVISORY RESPONSIBILITIES: This position has no supervisory responsibilities.

SOFT SKILLS

Foster a culture that values critical thinking and problem solving, engagement, inclusion, diversity, and execute operational excellence. Establish a positive and productive work relationships; able to generate trust, ability, and willingness to give and receive honest, balanced feedback. Willingness to adhere to a strict ethical code of conduct.

PHYSICAL DEMANDS

The employee must have the visual acuity to read materials in either a printed format or on a computer screen, view and identify customers at drive-through windows or on camera, identify customers inside the lobby and outside of the bank, review customer transactions and verify necessary information, and identify counterfeit currency. The position also requires the ability to articulate sufficiently well to communicate with customers and co-workers. The employee must have the ability to converse with customers in person, over the telephone, and using the drive-through service.

The employee must possess sufficient mobility to work in and move about in a standard office setting and sufficient hand, arm, and finger dexterity to operate a computer keyboard and other office equipment. Repetitive movement of the wrist, hands, and fingers will be required to handle currency and to operate office equipment including a money counter and drive-through tube. The employee must be able to lift coins and currency weighing up to 50 pounds.

The work environment described here is representative of what an employee encounters while performing the essential functions of this job successfully. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

MENTAL DEMANDS

The duties of this position require the ability to maintain attention to detail and complete work projects accurately in a short amount of time, despite interruptions. The employee must be able to interact with customers in a calm and patient manner and to maintain confidentiality and professionalism in all situations. The employee must be able to use basic mathematical skills related to currency, including adding, subtracting, multiplying, and dividing numbers. The position also requires the ability to read and interpret documents and draft routine written communications.

EEO/AA/M/F/Vet/Disability

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