Retail Sales Officer | Banking |1|5 yrs

💰 ₹18,000 - ₹28,800 (Est.) 📍 Noida 🕐 5 days ago

Job Description

SkillLabs


Branch Manager-Retail Branch Banking
SkillLabs • Noida, Uttar Pradesh • via Expertini | India Jobs Expertini
3 days ago
Full–time
No Degree Mentioned
Apply on Expertini | India Jobs Expertini
Job description
In this profile you will manage the assigned branch & run it as a profit centre by managing the revenues & operations as per the compliances. Handle branch operations & work on per client revenue by targeting TPP X-selling, Liability Acquisition.

Required Candidate profile

Prior experience as branch manager will be an add on. Rich experience in client acquisition, portfolio management, compliance management & team handling.

Job Role and Responsibilities:
• Responsible for the administration and efficient daily operation of a full service branch office, including lending, product sales, customer service, and security and safety in accordance with the Bank's objectives
• Enhance and contribute in the growth of the company through Business Development
• Provision of a superior level of customer relations and promotion of the sales and service culture through coaching, guidance and staff motivation
• Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship
• Maintain AOP (Annual Operating Plan) for the financial year i.e. to prepare and track product (liability, assets and fees) wise
• Weekly/monthly reviews for outbound and as well as for inbound sales
• Prepare and review monthly activity calendar of outbound activities for RM,BSM/SOs on a weekly basis.
• Ensure proper on-boarding of all new customers acquired
• Cross-sell of products with new and as well as with existing customers
• Conduct daily morning huddles to discuss daily plan and agenda for employees
• Track inflow and outflow of reports (like account closures, account opening, Fixed Deposit renewals/closures etc.) and thus, daily business generation
• Maintain customer relationship through sourcing and on-boarding process
• Monitor DSR (Daily Sales report) on a regular basis
• Manage leads through CRM (software used for entering the generated leads)
• Segment the customer within the catchments of the branch to increase the Journal-Ledger base of the branch
• Capability building and manpower management
• Mentor/Guide new joinees as well as existing branch employees
• Brief employees on their role and expectations from them
• Provide timely feedback to employees on a regular basis (structured feedback)
• Conduct workshops and training programs for the employees

Deliverables:

Achieve incremental targets for CASA, Fixed Deposits and loans, and achieve fee in terms of Mutual Funds, Gold etc.

Maintain a healthy asset and liability book i.e., Journal Ledger growth

Customer Service:

a) Manage key branch relationships

b) Ensure wait time within permissible limits as per segmental service approach

c) Achieve customer service index scores target

d) Ensuring no escalations at branch and complaint handling

Compliance and Risk Management :

a) Ensure operations, risk control and process adherence at branches

b) Ensure RBI audits, inspections

c) Maintain branch audit scores

Branch Profitability:

a) Ensure Growth in NII (Net Interest Income) for branch

b) Increase fee income

c) Ensure OPEX optimization (to reduce operational cost)

d) Manage cost of cash holding at branch

Brand Administration:

a) Adhere to standardized branch guidelines

b) Upkeep and maintain the branch (spic and span adherence to FIVE S norms)

c) Ensure availability of necessary infrastructure in branch

Skills and Competencies:
• Analytical Skills
• Good Communication Skills
• Knowledge and understanding of banking products and services
• Strong network within and outside the branch
• Current-Account Knowledge
• Team handling skills
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Tekpillar Services Pvt Ltd


Retail Sales Officer - Banking (1-5 yrs)
Tekpillar Services Pvt Ltd • Noida, Uttar Pradesh • via Updazz.com
Full–time
No Degree Mentioned
Apply on Updazz.com
Job description
We are looking for passionate and driven individuals to join our Retail Banking Department as a Retail Sales Officer!

In this exciting role, you will be the face of India's Leading Bank, playing a pivotal role in building relationships and achieving ambitious sales targets.

Job Roles and Responsibilities:

- Proactively generate leads and open new accounts (CASA - Current & Savings Accounts) within the designated branch area.

- Conduct outreach programs to identify and target potential customers.

- Meet and exceed sales targets for new accounts and product penetration.

- Deepen customer relationships by understanding their financial needs and recommending suitable -banking products (loans, credit cards, mutual funds etc.)

- Effectively present and explain product features and benefits to customers.

- Achieve set sales targets for various financial products.

- Provide exceptional customer service by addressing inquiries, resolving issues, and ensuring customer satisfaction.

- Maintain accurate and complete customer records, adhering to all KYC (Know Your Customer) and AML (Anti-Money Laundering) guidelines.

- Build long-term relationships with customers and become their trusted financial advisor.

Qualification and Experience:

- 1-3 years of experience in sales or a related field (fresh graduates are encouraged to apply)

- Strong communication, interpersonal, and presentation skills

- Ability to build rapport and develop trust with customers

- Customer-centric approach with a focus on achieving ambitious goals

- Proficiency in computer applications (MS Office Suite)

- A positive and energetic personality with a drive to succeed

💡 Quick Summary

Seeking a career-building opportunity? The Retail Sales Officer | Banking |1|5 yrs position is now open for candidates interested in the Bank Jobs sector. This role in Noida offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

Sponsored

Job Details

Company Name: Tekpillar Services Pvt Ltd

Frequently Asked Questions

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The expected salary for Retail Sales Officer | Banking |1|5 yrs in Noida is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Retail Sales Officer | Banking |1|5 yrs is an on-site position based in Noida. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Retail Sales Officer | Banking |1|5 yrs. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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