Job Description
Risk Division Overview
Deutsche Bank's Risk Division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational, and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients.
Nearly 4,000 employees work together in our division to achieve our ambition to be an industry-leading risk management organisation. In an increasingly complex environment, risk management is fast-becoming the most sought-after place to build a career within the banking world.
The Global Credit Rating Team (GCRT)
The GCRT is entrusted with the work of assigning and surveillance of Probability of Default Rating to Corporate and Institutional counterparties of the Bank. As part of our transformation journey, GCRT is bringing Credit documentation to its purview and requires strong analysts to handle the same.
Your Key Responsibilities
Undertake accurate and timely credit analysis of counterparties, including Corporates and FIs, by identifying business and financial risk based on understanding of business model, financial statement analysis, preparing cash flow model, forecast, and peer analysis.
Write Rating reports and credit reviews analysis for recommendation to Senior members for approval.
Active participation in Live trades with onshore credit officers (KCP) by understanding the trade dynamics, providing your recommendation, and completing the credit write-ups (Addendum) for the same.
On-going monitoring and surveillance of assigned international portfolios, including rating changes, market, industry developments, news events, etc., and assessing the impact on credit worthiness of the counterparty, keeping DB's exposure in mind.
Understand the various banking products, including Trade Finance and Derivatives, and credit documentation for the same.
Support the KCP with appropriate checks and its inclusion in the credit reviews.
Monitoring of limits exposure, Updating Limit amendments, and credit relevant data updates in the credit system.
Exposure monitoring and timely clearance of Excess tickets.
Timely monitoring of covenants and regular discussion with KCPs.
Manage own credit portfolio and assist senior decision makers to make informed decisions based on your recommendations.
Interface directly across with the Credit officers (KCP) and other stakeholders, business side, Exposure managements, and various ops teams, to ensure complete understanding of DB's exposure and timely completion of the credit reviews.
Participate in ad-hoc projects related to portfolio exercises, industry regional exercise, regulatory developments, sector notes, audit exercises, and support onshore KCPs for various business strategies.
Ensure compliance with relevant and applicable local and global regulatory and policy requirements.
About Us
We welcome applications from all people and promote a positive, fair, and inclusive work environment. We strive for a culture in which we are empowered to excel together every day, this includes acting responsibly, thinking commercially, taking initiative, and working collaboratively.
Deutsche Bank's Risk Division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational, and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients.
Nearly 4,000 employees work together in our division to achieve our ambition to be an industry-leading risk management organisation. In an increasingly complex environment, risk management is fast-becoming the most sought-after place to build a career within the banking world.
The Global Credit Rating Team (GCRT)
The GCRT is entrusted with the work of assigning and surveillance of Probability of Default Rating to Corporate and Institutional counterparties of the Bank. As part of our transformation journey, GCRT is bringing Credit documentation to its purview and requires strong analysts to handle the same.
Your Key Responsibilities
Undertake accurate and timely credit analysis of counterparties, including Corporates and FIs, by identifying business and financial risk based on understanding of business model, financial statement analysis, preparing cash flow model, forecast, and peer analysis.
Write Rating reports and credit reviews analysis for recommendation to Senior members for approval.
Active participation in Live trades with onshore credit officers (KCP) by understanding the trade dynamics, providing your recommendation, and completing the credit write-ups (Addendum) for the same.
On-going monitoring and surveillance of assigned international portfolios, including rating changes, market, industry developments, news events, etc., and assessing the impact on credit worthiness of the counterparty, keeping DB's exposure in mind.
Understand the various banking products, including Trade Finance and Derivatives, and credit documentation for the same.
Support the KCP with appropriate checks and its inclusion in the credit reviews.
Monitoring of limits exposure, Updating Limit amendments, and credit relevant data updates in the credit system.
Exposure monitoring and timely clearance of Excess tickets.
Timely monitoring of covenants and regular discussion with KCPs.
Manage own credit portfolio and assist senior decision makers to make informed decisions based on your recommendations.
Interface directly across with the Credit officers (KCP) and other stakeholders, business side, Exposure managements, and various ops teams, to ensure complete understanding of DB's exposure and timely completion of the credit reviews.
Participate in ad-hoc projects related to portfolio exercises, industry regional exercise, regulatory developments, sector notes, audit exercises, and support onshore KCPs for various business strategies.
Ensure compliance with relevant and applicable local and global regulatory and policy requirements.
About Us
We welcome applications from all people and promote a positive, fair, and inclusive work environment. We strive for a culture in which we are empowered to excel together every day, this includes acting responsibly, thinking commercially, taking initiative, and working collaboratively.
💡 Quick Summary
Seeking a career-building opportunity? The Risk Analyst position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.