Job Description
Note: This opening is with NBFC Credit Risk Analyst with someone having experience in Debt Capital Market/ Structured Finance. Not keen to look at talent from Corporate Banking Credit Risk team. DCM teams from Banks will do Looking for candidate with MBA only for Mumbai Location.
EXPERIENCE :
- 2 - 5 years in a credit role in Corporate/Mid Markets division of a bank/NBFC
- Understanding of Industry, financial & credit principles
- Excellent Negotiation, interpersonal & presentation skills
- Strong understanding of financial excel models and analytical skills
- Ability to be a self-starter and think strategically to independently handle the credit analysis for the assigned deals / portfolio and highlight the risks in same
- Maintain healthy relationships with external and internal stake holders to achieve team goals
- Ability to understand/simplify and present the complex problems
- Good networking skills across Banks/NBFCs operating in the space Credit Risk
- Independently evaluate lending/ investment opportunities across the capital structure (senior debt, mezzanine and equity) in multiple sectors
- Interact with internal stake holders (deal team, asset monitoring, senior management) and external stake holders (due diligence teams, promoters etc.) to get requisite data for analysis
- Develop and enhance proprietary in-house models for credit appraisal across sectors
- Define broader risk thresholds and framework depending on type of investment (equity, debt, mezzanine) and rating of borrower
- Present independent view on deals to senior management, external co-investment partner and committee of independent Experts/Directors
- Conduct portfolio analysis and derive at maximum loss potential estimate for the entire portfolio taking into account diversification across various sectors, assets and sub-asset groups Credit Structuring
- To work with deal team to suggest appropriate changes to the deal structure in order to minimize risks
- Derive insights from portfolio analysis and incorporate the same in the underwriting standards for new deals
EXPERIENCE :
- 2 - 5 years in a credit role in Corporate/Mid Markets division of a bank/NBFC
- Understanding of Industry, financial & credit principles
- Excellent Negotiation, interpersonal & presentation skills
- Strong understanding of financial excel models and analytical skills
- Ability to be a self-starter and think strategically to independently handle the credit analysis for the assigned deals / portfolio and highlight the risks in same
- Maintain healthy relationships with external and internal stake holders to achieve team goals
- Ability to understand/simplify and present the complex problems
- Good networking skills across Banks/NBFCs operating in the space Credit Risk
- Independently evaluate lending/ investment opportunities across the capital structure (senior debt, mezzanine and equity) in multiple sectors
- Interact with internal stake holders (deal team, asset monitoring, senior management) and external stake holders (due diligence teams, promoters etc.) to get requisite data for analysis
- Develop and enhance proprietary in-house models for credit appraisal across sectors
- Define broader risk thresholds and framework depending on type of investment (equity, debt, mezzanine) and rating of borrower
- Present independent view on deals to senior management, external co-investment partner and committee of independent Experts/Directors
- Conduct portfolio analysis and derive at maximum loss potential estimate for the entire portfolio taking into account diversification across various sectors, assets and sub-asset groups Credit Structuring
- To work with deal team to suggest appropriate changes to the deal structure in order to minimize risks
- Derive insights from portfolio analysis and incorporate the same in the underwriting standards for new deals
💡 Quick Summary
Seeking a career-building opportunity? The Risk Analyst | Alternatives|Private Equity | NBFC |2|6 yrs position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.