Risk Manager-Credit Cards

💰 ₹18,000 - ₹28,800 (Est.) 📍 Mumbai

Job Description

Citi


Citi India Apprenticeship Program - Commercial Banking
Citi • Mumbai, Maharashtra • via Citi Careers
Full–time
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Job description
Job Description:

The Citi apprentice is an entry level position at Citi where the student will receive a foundation of knowledge and training required to contribute as a valuable resource in Citi. Apprentices receive real-world work and add value to their teams during their time at Citi.

Why Apprenticeship is a great career path.
• Mentorship and training from financial-services industry special...
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IDFC FIRST Bank


Risk Manager-Credit Cards
IDFC FIRST Bank • Mumbai, Maharashtra • via Career At IDFC First Bank
Full–time
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Job description
Job Requirements

Role/ Job Title: Risk Manager – Credit Cards

Function/ Department: Retail Business Risk

Job Purpose:

The role entails the responsibility of assessing, managing, and reporting risks for the Corporate Credit Card vertical for IDFC FIRST Bank. Candidate shall be responsible for end-to-end drafting of credit policies and implementing strategies in BRE along with stakeholder management.

Roles & Responsibilities:
• Skills includes prior work experience in Commercial / Corporate Credit Card Underwriting with sound understanding of Financial Statements and Reports, Cash Flow, Balance Sheets, Financial Ratios, Type of Liabilities (Individual, Joint, Several) etc.
• Ensure effective coverage of risk and that the asset portfolio is in line with desired risk level. It includes preparing Risk assurance reports, summaries for senior management to develop strategies aligning to the larger objectives of the bank.
• Maintain, and continuously improve the risk management strategy and frameworks for IDFC First Bank.
• Work with Business, Credit, Group Risk Team to formulate policy constructs, drive improvements and enhancements based on experience and assessments performed.
• Ensure documentation of key risk indicators and controls for any critical process or key product launch.
• Support the review and assessment of the asset portfolio and early warning signal effectiveness to ensure that portfolio risk is minimized.
• Ensure that portfolio risk reports and dashboards are generated, disseminated and followed-up appropriately in adherence to defined procedures and quality standards.
• Assist in performing a periodical review of the bank’s products and processes and provide risk mitigation controls and training to business to facilitate optimum protection of IDFC's business interests.

Education Qualification:

Graduation: Bachelor of Commerce (B.Com)

Post-graduation: MBA / PGDM

Experience: 2 to 5 years of relevant experience

💡 Quick Summary

Seeking a career-building opportunity? The Risk Manager-Credit Cards position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

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Job Details

Company Name: IDFC FIRST Bank

Frequently Asked Questions

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The expected salary for Risk Manager-Credit Cards in Mumbai is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Risk Manager-Credit Cards is an on-site position based in Mumbai. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Risk Manager-Credit Cards. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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