Job Description
Credit Cards - Portfolio Analysis Manager
Job Title - Risk Manager Portfolio Analysis
Department - Credit Card Risk
Location - Gurgaon
Reporting to - VP/SVP Credit Card Risk
Position Purpose
The purpose of this role is to strengthen the Bank's Second Line of Defense for Credit Card Risk Management by providing effective challenge and oversight to First Line of Defense. The position comes under the Portfolio Risk Review Department which is headed by the Chief Risk Officer (CRO).
Position Responsibilities
Key Responsibilities
• Apply Data Analytics to identify emerging risk trends at segment and portfolio level
• Conduct root cause analysis to help understand drivers of risk
• Perform detailed case reviews using a sample based approach to identify enhance opportunities in risk management
• Active collaboration with Sr management to work on various Internal/External reviews & Audits, by supporting data requirements, Ad-hoc analysis etc
• Set up automated Portfolio Monitoring Dashboards
Qualification & Experience Required
Qualification - Graduate/Post Graduate (Engineers/MBA/Statistics/Economics/Maths)
Engineers from National Institute of Technology or equivalent institutes
Post Graduates (MSc, MA) in Quantitative fields (e.g. Maths, Economics, Statistics etc) with 55% or higher marks from established Universities
MBAs from tier 2 colleges
Overall Experience - 2-4 years of experience in Financial services domain
Preferred - Credit Card Experience
Essential - Data Analytics Experience, Financial Services Experience
Competency Requirements
Technical Skills
SQL, R, SAS
Microsoft Excel, Word, Power point. Hands-on with Analytical techniques to process large data quickly
Understating of Credit Cards Business & Policy
Documentation & presentation skills
Strong analytical skills & algorithmic approach to Problem solving
Behavioural Skills
Professionalism - Conduct duties with good conduct and faith
Respect -Sensitive and responsible while working with people
Team work - Work collaboratively to achieve common goals
Job Title - Risk Manager Portfolio Analysis
Department - Credit Card Risk
Location - Gurgaon
Reporting to - VP/SVP Credit Card Risk
Position Purpose
The purpose of this role is to strengthen the Bank's Second Line of Defense for Credit Card Risk Management by providing effective challenge and oversight to First Line of Defense. The position comes under the Portfolio Risk Review Department which is headed by the Chief Risk Officer (CRO).
Position Responsibilities
Key Responsibilities
• Apply Data Analytics to identify emerging risk trends at segment and portfolio level
• Conduct root cause analysis to help understand drivers of risk
• Perform detailed case reviews using a sample based approach to identify enhance opportunities in risk management
• Active collaboration with Sr management to work on various Internal/External reviews & Audits, by supporting data requirements, Ad-hoc analysis etc
• Set up automated Portfolio Monitoring Dashboards
Qualification & Experience Required
Qualification - Graduate/Post Graduate (Engineers/MBA/Statistics/Economics/Maths)
Engineers from National Institute of Technology or equivalent institutes
Post Graduates (MSc, MA) in Quantitative fields (e.g. Maths, Economics, Statistics etc) with 55% or higher marks from established Universities
MBAs from tier 2 colleges
Overall Experience - 2-4 years of experience in Financial services domain
Preferred - Credit Card Experience
Essential - Data Analytics Experience, Financial Services Experience
Competency Requirements
Technical Skills
SQL, R, SAS
Microsoft Excel, Word, Power point. Hands-on with Analytical techniques to process large data quickly
Understating of Credit Cards Business & Policy
Documentation & presentation skills
Strong analytical skills & algorithmic approach to Problem solving
Behavioural Skills
Professionalism - Conduct duties with good conduct and faith
Respect -Sensitive and responsible while working with people
Team work - Work collaboratively to achieve common goals
💡 Quick Summary
Seeking a career-building opportunity? The Risk Manager | Portfolio Analysis | Leading Private Bank position is now open for candidates interested in the Bank Jobs sector. This role in Gurugram offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
