Job Description
Job Title: Policy Manager
Business Unit: Retail Banking
Function: Business Intelligence Unit/Central Operations
Job Purpose:
The role bearer has the responsibility to prepare and implement policies for secured and unsecured products. The role bearer is expected to provide training to underwriters in terms of new policies provided and ensuring its flawless execution. The role bearer has to conduct monthly presentation to senior management about the health of the portfolio.
Roles & Responsibilities:
• Develop and implement of loan policies for secured / unsecured products
• Make sure flawless system integration/enhancements for implementation of policies
• Ensure proper training of underwriting units in terms of new policies
• Managing of portfolio through monthly portfolio analysis
• Actively monitor and track net credit losses (NCL) for the product
• Conduct monthly presentation to senior management about the health of the portfolio
• Regularly update competition benchmarking to enhance the product suite
• Implement the learnings from portfolio management as policy actions
Educational Qualifications:
Graduate – Any
Post Graduate – MBA/PDGM preferred
Experience: Minimum of 2 to 5 years of experience in policy making.
Business Unit: Retail Banking
Function: Business Intelligence Unit/Central Operations
Job Purpose:
The role bearer has the responsibility to prepare and implement policies for secured and unsecured products. The role bearer is expected to provide training to underwriters in terms of new policies provided and ensuring its flawless execution. The role bearer has to conduct monthly presentation to senior management about the health of the portfolio.
Roles & Responsibilities:
• Develop and implement of loan policies for secured / unsecured products
• Make sure flawless system integration/enhancements for implementation of policies
• Ensure proper training of underwriting units in terms of new policies
• Managing of portfolio through monthly portfolio analysis
• Actively monitor and track net credit losses (NCL) for the product
• Conduct monthly presentation to senior management about the health of the portfolio
• Regularly update competition benchmarking to enhance the product suite
• Implement the learnings from portfolio management as policy actions
Educational Qualifications:
Graduate – Any
Post Graduate – MBA/PDGM preferred
Experience: Minimum of 2 to 5 years of experience in policy making.
💡 Quick Summary
Seeking a career-building opportunity? The Risk Manager-Secured Loan position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
